How can I negotiate a better payout for my car from my insurance?
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How can I negotiate a better payout for my car from my insurance?
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I was in an accident recently and not at fault for the accident,however my car is totaled and i need some advice on what I could do to negociate for more money (the offer isn't high enough to buy me a dependable car)
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Kizzy
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Insurance carriers are obligated to offer 'actual cash value' for your vehicle, unfortunately not to replace it. They search for like, kind, quality vehicles that have sold, usually within a 50 mile radius of your residence.
If you don't feel the offer is correct, you need to supply comparable ads. Do some research of sold vehicles, like yours, that have sold recently for a higher price. Then present it to the adjuster.
If you cannot locate any, normal policies have an appraisal clause that you can request. |
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Answers
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Write, "replace it" across the check and send it back to them.
PS That trick worked for me-- but it was a classic car (280SE 3.5 Convertible) so maybe that made the difference. |
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