How can you rent a car after a car accident if you don't have money, or credit card?

Chris

I don't know where this happened, but it is common in some states for the insurance company to set up a direct bill with the rental car company. You can try going through the supervisor to see if they will change their mind. However, they are not required to do that. You can ask if they can "cash you out" up front for some of the rental. But the othe problem is that even if they do any of this, the rental car companies usually require a deposit of about 100 dollars or more. This is not the insurance company's responsibility or problem. You will have to come up with that yourself.

koral2800

Sounds like a small time insurance company. Find out if they have contracts with any of your local rental agencies, if they do, there should be no money out of your pocket. They are inconveniencing YOU due to THEIR insured. Fight it.

Janhellyca

Unless you have it in your policy that your insurance company provides you with a rental car, there isn't much you can do.

I was rear-ended and it totalled my car but my insurance paid for my rental until I got a new car. But I elected to have the option. You should look into it, its only a couple of dollars, and it will save you in situations like this...

Lemar J

Gosh...we'd like to give you an answer that will help you but...I CAN'T.

You might just be SOL in this situation. Get in contact with YOUR insurance agent and see what they can go for you.

bobweb

Check with your own car insurance company to see how they might help you. Also talk to the garage where you plan to have the car repaired and maybe they have ways to help you. The best collision repair shop may be the one normally used by your insurance company. Always settle an accident claim through your auto insurance company. They will talk to the other driver's insurance company for you and protect you from mistakes. You can also ask a number of different people at work if they could pick you up on 1 or 2 occassions.

skep-doc

sounds like you are SOL. But if the accident was not your fault, the insurance company shouldn't make you pay for a rental...they should do it. You need to play hardball with them.

Sometimes life sux

blb

the other company is telling you that they will pay for the rental if they find that their insured is at fault for the accident. Just because you think you were not at fault does not mean that you aren't. Some states havve contributory negligence laws that state each driver is assigned a percentage of the fault in an accident. After the other insurance company has determined that their insured is 100% at fault for the accident then they will OK a rental. You can check with your policy and see if they will pay for a rental but if you don't have rental car coverage, they are not going to pay. Don't listen to Jim D because calling your company and insisting that they pay for a rental if you don't have it on your policy will do you no good.

Contact your company and see if you have the coverage. If not, you will need to arrange for rides.

shepardman1

ok this is what you do,look in your insurance papers and see if you are covered with full coverage on your car,if you are you most likely can get a rental that the insurance company will pay 30.00 a day for a rental.if its not in your insurance policy theres nothing you can do.

Lewis A

take the Nike Express

Jim D

Your insurance company should immediately offer a rental car to you at no out of pocket cost while your car is being repaired. Call them this minute. Also do not let the insurance company push you around as to where to have your car repaired. It's your choice. Ask a mechanical adult or a local service shop where the best shop is in town. Go there. I wish I could represent you at no cost. I've been around insurance company's and I know what their responsibilities are. The accident was not your fault. You are the boss here.

mikem33607

You can't without a credit card. (By the way, there are minimum age limits, too).

Why not apply for a credit card?

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