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How long do you have to report an accident to insurance?
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How long do you have to report an accident to insurance?

I have geico direct, I was in an auto accident on 1/30/09 . The police advised us to handle it with each other because it was under $400 in damage. When the lady got her estimate it was $576 plus car rentals toal of $656. She seems shady and only communicates through mail and gave me a fax number. She also mails me letters from one address and request me to send the money to a diffeent one. How long do I have to report this, wil I get in trouble with Geico if I tell them why I'm just now reporting it?


    




♥ Uwish ♥
Rating
Generally your policy will state to report a loss "as soon as practicable" or within 91 days from the date of the accident.

You would not get in trouble for reporting it now.


mbrcatz
You won't get in trouble, but I'd certainly report it now.

In most states, you won't even get a surcharge, as the payout is under the surcharge threshhold in most states.


FRANCES H
I would like to suggest you get as much information as you could before taking action,here http://www.CarInsuranceTip.info/free-car-insurance.htm is a good place for that.





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