How much should we as ask for after my son's arm was broken in a car accident?

Future Cat Lady

I wasn't aware that people always sue for such things.....isn't that why it's called an accident?

Judith

Didn't your insurance cover the costs? I'll never understand why so many people are so money grubbing. He didn't suffer permanent damage; it was an accident. Accidents happen. Hope the shoe isn't on the other foot someday.

oklatom

Definitely whatever medical expenses you are out as a direct result of the accident. Perhaps some additional for "pain and suffering" which is a slippery term. There is no set amount, and when someone tells you "3 times medical" it merely shows they don't have a clue. Each case is heard on its own merit.

Your best source of suggestion would be your own agent. Ask him what he would consider fair.

snoop3

maybe should just be thankful it was only his arm broken, could have been a lot worse, I think him being alive still is worth more than any insurance/sue $$.

Scott H

Did this impact your son's ability to earn a living? Did he miss his chance to enter the NFL draft? No, he's 8 years old. I don't think he's entitled to anything for pain and suffering. You are one of the reasons insurance is so darned expensive. Don't be greedy.

Tammy E

Depending on what state you live in, his medical bills could be paid under one coverage, then he would be entitled to a Bodily Injury claim. Assuming he healed well and didn't injure a growth plate or have any scars from a compound fracture or surgery??? There are a lot of things that go into figuring what he deserves for his pain and suffering. They'll look at the severity of the fracture, how it affected his life, how much treatment he needed/will need. No offense but being that he's a kid, his life might not have been as inconvenienced as say you or your husband's would have been assuming you work and use your arms during the course of your day. I wouldn't expect to strike it rich, but you could get anywhere from $1-$10K.

Jayinem

An accident is a detrimental event that occurs unexpectedly and unintentionally. Physical examples include unintended collisions or falls, being injured by touching something sharp, hot, or electric, or ingesting poison.

loonatic72

I didnt know you were supposed to get anything unless you yourself were out of work. I dont believe you get anything, if you were to the insurance would have said something already. They did pay for the hospital bill didnt they?

Scouse

Yes you are acting as your sons best interest because he is too young to act for himself. I think you will get a medical and travel expenses to and from hospital but the best person to ask is your solicitor. He is is not likely to fund himself through private school and university. i am out of date now. The other driver (or his insurer will have to pay for your husbands car to be repaired.
I am amazed at some of the answers you get. You are not claiming for loss of earnings for your son you are claiming General damages (pain and suffering)

You may be able to claim your own loss of earnings if you have had to lose pay taking him to and from hospital (many employers expect you to make such a claim and pay them back as part of the sickpay scheme.)

The people who cause an increase in insurance premiums are those who cause accidents not their victims. I must confess had he sprained his ankle I would be less sympathetic but a broken arm can count as a serious injury. I refer to UK not USA

bin there dun that

I thought insurance on the human being was for dismemberment or death. Did your son's broken arm cost you anything out of the oridinary for care of it? Ask your insurance agent what the going rate is ... and thanks for keeping insurance rates so high.

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