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How much will my insurance go up?
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How much will my insurance go up?

I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her.

Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was "totally understandable", but said my insurance may not see it that way. (the damage to the crack head's car was minimal, and she was not injured)

I'm not going to claim the damage to my car. I can fix it myself. So lets say with a little paint and body work, her repair cost is $1000.......how much will my insurance go up?

I am 23, and have a flawless driving record until today.


    




Michelle's $550 Sneakers!!
Now days one accident can cost as much as 200 extra dollars added to your insurance policy. I know because I just got a speeding ticket.


BRENDA J
I'm not an expert on this,however I would suggest you take a tour here http://www.CarInsuranceTip.info/free-car-insurance.htm ,there are expert's tips there.


madman172
if you take it to court she may have to pay as she shouldnt be on the road but seek legal advise first, if you suffered injury go her for that to


entidtil
Rating
It may not go up at all. Liability pay outs are not always subject to surcharges


biker m
You can compare how the insurance quotes would change, for example here - autoinsurance.noneto.com


io
Rating
sue her, your policy wont go up, my dad was at fault for an accident in which the total damages were 20,000 dollars, he still pays the SAME premium and his insurance didnt go up a dime monthly, my first accident, i rear ended a lady and her total damages were 1,500 dollars, my insurance didnt go up,





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