Husband got rearended in IN our insurance lapsed. What will happen. Will the other party have to pay for it?

Jake

Any time you are rear-ended, the other driver is ALWAYS at fault. Make sure you have their full name and policy information and file a claim against their policy. You may have to pay some fees for not having insurance on your vehicle, or letting it lapse, but your policy is irrelevant if you've been rear-ended.

mia2kl2002

The accident seems to be the fault of the other driver. Your own insurance would not pay this anyway.
The only problem you might have is, if the other driver's insurance gets nasty and refuses to pay. This happened to our son a few months ago. He was going through on a yellow light and the side of his car was hit by a lady turning left. Nobody was ticketed because the lady was hurt and the cop didn't feel like giving her a ticket.

Now, our son has to take her to court to get her liability insurance to pay. He carried only liability.

If he had had more coverage, his own insurance would have paid his damages and then gone after the other lady's insurance company.

In your case... if the other insurance pays, you'll be fine.
If not, you will have to take the other driver to court.

Iâ™¥â™«â†’miaâ˜¼â˜ºâ€

lefty

Any time you are hit in the rear or while making a turn as you mentioned. The other driver is fully at fault.
Hope he's insured.
You did report this I hope. learned my lesson there call the cops file the paper work.
Hope you aren't in CA. If it came to light that your insurance lapsed at the time of this accident, it would cost you your license for a year.
The other driver pays.

olddad1264

if the ins co. or the lender did not let you kn ow the ins had elapsed, then I feel you have a legitimate claim against the other driver. Also the other driver is at fault, and your ins should not come into play.

seeking_elite

I dunno what ANNA Z is smoking, but it ( your lapse) has no bearing on the actual accident. The other guy is at fault, his insurance will have to pay. But you might have some penalties from the state side of it for your lapse, but they will probably dismiss if it really was a mistake.

oklatom

It depends on who is at fault in the accident. The one at fault will have to make the other whole. When you pay a bill on line, there is a page you print out which shows the payment made in most cases. If you don't get that page, it isn't paid.

Chris

Yes, you should still be able to get your damages paid for by the other person's insurance company. Get your insurance situation straightened out, as you're required to have it, and "apparently it didn't go through" is not good enough.

mbrcatz

yes, the other party should pay. Whether or not you have insurance has NO BEARING on the legal liability, or fault, for the accident.

Now, you just have to hope that THEIR insurance wasn't cancelled, too!!

Anna Z

If you didn't have insurance then you are responsible even though they rearended you. But, I would check with your insurance company to be sure;

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