I LIVE IN NH AND I DON’T HAVE CAR INSURANCE WHAT WOULD HAPPEN IF I GOT INTO AN ACCCIDENT?

Uncle Jed

If you get in a wreck and are at fault and no insurance. You would get sued for all damages and all medical expenses to all people involved. So yes you could lose your savings, house, retirement and all assets and then they could garnish wages for ever until paid for. So you could be working to pay someone else for the rest of your life.........md

entidtil

New Hampshire is one of 2 USA states that do not require automobile insurance. (Wisconsin is the other state) However, you are still liable for damages if you don't have insurance. This is called "financial responsibility" A "financial responsibility" law requires you to prove your financial ability to pay for damages at the time you are involved in an accident or are convicted of a traffic violation. This type of law does not require that you have insurance or other proof of financial responsibility at the time of vehicle registration. However, failure to demonstrate the required level of financial responsibility at the time of an accident or traffic violation can result in suspension of your driver's license or revocation of your vehicle registration. Under these laws, the requirement to demonstrate financial responsibility is not based on fault. All parties involved in an accident must show the necessary proof or face the penalties imposed by the law. Maintaining an automobile insurance policy is the most common way to comply with a financial responsibility law.

Gambit

If you are involved in an accident though and are uninsured in NH, you can be held responsible for the payment of all damages to the other person's property and the payment of all medical bills arising out of the accident.
If you are unable to pay these bills the NH financial responsibility law requires that the NH Division of Motor Vehicles suspend your license until a settlement has been reached. Also, if you are found at fault for the accident and the damages are over $1000 or personal injury occurred the state will require you to carry insurance in the form of an SR-22 certificate.
You will need to have the SR-22 for 3 years from the date of the crash. If a court judgment is obtained or restitution agreement is defaulted, insurance will be required beyond the 3 year period until full restoration has been paid.

Venustiano C

Yes, it could happen, better try to get an insurance, at least with liability, its the more cheap to get and you get covered for damage caused to other people. Here you can get very affordable qutoes

ginsurance.notlong.com

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