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I accidentally ran over my laptop after leaning it against the car. Is this covered by auto insurance?
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I accidentally ran over my laptop after leaning it against the car. Is this covered by auto insurance?

I leaned the laptop bag against the car as I was struggling to get my daughter into her car-seat and forgot about it as I backed out of my driveway. I am wondering if, since it was an accident involving a vehicle, it is covered by my auto insurance. I have full coverage as opposed to liability only.

Thanks.


    




Phillip V
Rating
Stupid is., I recommend an online insurance quote. It's free and generally hassle free. http://www.easyautoinsuranceguide.com

Hope it works out


jo-jo
Homeowners maybe a better try.


Amber S
Rating
I'm an insurance adjuster and I handled a homeowners insurance claim once where a homeowner backed into his garage with his very high-end expensive bicycle on the roof of his car. They covered replacing his bicycle. So, if you own a home or if you live with your parents and they own, you can try homeowners coverage.


.
Nice try. You can't collect on the computer since you can't drive it. Now homeowners insurance is another story.


Scott H
Rating
No. Sorry.


niceguy
lolz nah I don't think so!


Mrs. Cullen
I doubt it, though it doesn't hurt to contact them and ask.


DuFoS
LOL!


girlygirlz
Rating
nope. but if your laptop had a warranty then it might be covered


JM
creative thinking but nope, sorry. it's not covered.


H2O Engineer
Rating
You would probably have to check with your provider. It may also be covered under homeowners/renters insurance. Good luck. Most likely they will both tell you it is not covered.


bluekitty1984
You can try to report it - but your goning to have to pay a deductible. I don't think they will cover it but see what they say. You never know until you try.


pinky
Not covered under any policy, HO or auto - you don't insure against yourself.


Bianca
Nope


Shredded Cottage Cheese
Rating
yes, but subject to your deductible, and counts as a claim. You won't like the overall result as you'll probably pay more over the long run.

HOWEVER, my homeowner's insurance has a rider on it for computer and electronic equipment, no deductible and covers dumb$%&^ mistakes like the one you describe. Check your policy


Dave
Rating
your out of money and luck just buy new one
thanks


CJ
Um, only if you bust your window out with the laptop and say someone was feeling destructive.


Bob H
No auto-insurance only covers your car and stuff...sry.


OINK IMA PIG
Rating
No, not unless you popped your tire.


Laura H
Rating
hahaha. not a chance. you would have to have incurance on your laptop. sry about your comp.


Isabella Marie Cullen/Black
Rating
WOWO!!!!!! thats stupid ahaA! sorry! but geez what were you thinking leaning it on the car! HAHAHAH! nice one dude!





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