I bought a truck on ebay. The title has a repossession attached & lien released. My DMV wont register? HELP!?

The truck was in Chicago and i flew in and drove it home to North Carolina. My DMV is telling me that the title can't have both a lien that has been released and a repossession attached. I called BANKONE [which is now Chase Bank] to ask for a letter stating that the lien was released in error, but they refuse to help me. I have contacted the guy[dealer in Joliet, Illinois] and he says the title work is 125% correct and that my DMV person is an idiot. I have to get this truck titled and registered to be able to drive it in my state and i'm getting no help from either source. If anyone knows of what i can do to get this straightened out, so i can drive the truck legally and have it titled and registered in my name, please HELP ME!!!!

Pedro S

you have to get Illinois to clear the title...did u really buy it with a lien on it.geeez

bostonianinmo

Take it back and have him process a clear title into his name and then assign it to you.

FavoredbyU

You need to take this guy to court.

The judge will make him do one of two things:
1-buy back the truck
or
2-give him 10 days to straighten out the title mess.

oklatom

Well, to begin with, the lien release is not a release to you, it is a lien release to the repossession agent, which makes them the owner of the vehicle so they can legally come and take it from the registered owner.

The DMV person is 150% correct. You can't register a vehicle in your name that has a repossession attached to the title. You will have to take care of that first, although it doesn't sound like the dealer who sold it to you will be very cooperative.

Did you see the title when you went to take delivery? That should have been a red flag, and a reason to back out.

Once again you have shown why it's never a good idea to buy a vehicle on line.

RANDELL

you need a lawyer to get this fixxed.

singledad

you need to force seller into straightening out the 'title' issue or repurchase the car, hopefully it wasn't sold as is.
if the 'lien' has been released it should be removed from the title, as for the repossession attachment you'd figure that would be cleared once the bank sold car to the dealer who sold it to you. Good luck

batman6015

Here is the Illinois DMV website http://www.dmv.org/il-illinois/department-motor-vehicles.php I would start there and see what you could find out with them first.

txharleygirl1

You need to get a good attorney, if the guy you bought it from will not come get the truck and give you all your money back
(including what you spent to go get it). A title can have both a released lein & a repossession. However, it cannot be sold or registered to another person as long as the company that
repossessed it still retains ownership. (They still retain it because it's on the title.) The guy couldn't legally sell you that
truck because he didn't own it free and clear in the first place.
My husband and I bought a car on Ebay. We got a bad deal, as
well. The guy's ex wife really owned the car and wouldn't sign over the title. In the end, under the threat of being sued, the guy came down, got the car and gave us our money back in cash.
(Don't accept anything else. No checks.)
Report the guy to Ebay for fraud. Also, report him to the
police department in his town for fraud. (They may ask you to report it at your local PD.)
Call an attorney. (Legal Aid will help you for free if your income is below 125 percent of the poverty level for your family size.)
Also, there are several legitimate sellers on Ebay, selling their vehicles. Be more careful, next time. Email seller a question asking them to send you copy of verification that the title is free and clearly theirs first. All reputable sellers will do so.

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