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I got into a car accident, yes police report, but insurance?
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I got into a car accident, yes police report, but insurance?

I believe it was my fault and there was a police report.
I'm only a minor so we settled to pay the minor damages in cash at the body shop. Now, will the insurance still know about this or is there a way to avoid this by going to the police station? Both parties will NOT file insurance claims.


    




entidtil
Rating
Yes, The insurance may find out about the accident. It is foolish to "settle on your own". Many bad things can and do happen when this is attempted. Why even bother to pay for insurance if you won't use it ?


Scouse
If the insurance do not pay out it is not bothered


eric
At least there was no claims filed. Did you get a ticket? If you did, that'll show up on your driving record and your insurance will find out. If you didn't get a ticket, maybe they won't.


steelmankev7
Rating
You are out of luck...if there is a police report, the the insurance co. will find out about it. Sorry, but that's just the way it works.


mbrcatz
If you didn't get a ticket, AND no insurance company pays out, then the insurance won't find out about it.

But, that was kind of a shortsighted move, settling for damages at the body shop.

See, now you're automatically on the hook for all medical bills, pain & suffering, etc, from this accident. You could end up oweing tens of thousands. Ooops.





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