I got rear ended and the guy who hit me is pressuring me - should i get insurance involved?
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I got rear ended and the guy who hit me is pressuring me - should i get insurance involved?
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The person in front of me was tail gating the person ahead of him so I was trying to keep distance and my brakes were on/off. The guy behind me crashed into me from behind.
There was minor damage to my car - deep scratches that need a paint job and the left bumper that almost came off. He had a dent in his hood. He was very apologetic claiming it was his fault. He was willing to pay for all the damages and felt very bad about the situation. He said that if insurance gets involved, the higher our rates would go up but said it was all up to me in what I wanted to do. We exchanged information and was willing to fix my car as soon as possible. He called me and did his research in which we would get my car fixed.
My back is hurting badly now and I'm going to get it checked now. He just called me up asking if he can meet up again to take pictures of my car. Thing is why would he want to take "better pictures" of my car? Don't you have to go show the people? I just got off the phone w. him and he said that I have minor damages compared to his dent in the hood. He believes that because I suddenly braked, he braked as well causing his hood to slide under my back.... He pretty much made it seem like what he did was very minor. I didn't meet up w. him b/c my parents drove another car to take me to the Dr. and got upset and was suspicious and accused me of illegal fraud? I killed him back w. kindness and he was being nice saying he wanted to fix my car ASAP. He really scared me last night and I'm feeling pressure b/c he wants to fix it NOW.
IS HE POSSIBLY TRYING TO TURN THIS THING AROUND NOW??
Additional Details
isn't it ilegal too if he tries to fix it?
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Bub
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Call the police and try to make a delayed report. If you think you had any injuries you should have called the police at the time. Yes, he is trying to get out of paying you. I would call your ins agent and ask for advice on what to do now. |
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LeAnne
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This sounds like a comedy of errors - you pay premiums so let your insurance company handle this. |
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Pink
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At this point it is your word against his. You should have remained at the scene and phoned the police so statements could have been made. The police would generally rule who was at fault and you would have made a claim to his insurance company, then he could as well make a claim to his insurance company. HIS rates would go up, not yours since you were not at fault.
I am speaking about Vermont state law, some states have a "No fault" law and both of you would have been responsible for your own damages.
At this point you should ring his insurance company and file a claim. Inform him you will be doing so after you do! |
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speakerboxx
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YES get insurance involved. He was too close behind you and that's why he hit you. That's illegal on his part. You are now in pain. His insurance needs to pay for your treatment. Ignore him from now on. Call your insurance company and his and file claims. Also take pictures of your own car. NOW! He is trying to turn this around on you. He caused the damage to his car, not you. He made boo boos on both cars. Even if the damages are less than the deductables I would make a claim to be safe.
Three of my family members have got into accidents in the month of February alone. The insurance companies can handle this. It's what you pay them for. Next time, call the cops right away. No questions. Just pick up your phone and call.
Hope you feel better!! |
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eric
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Since he hit you in the rear, the accident is not your fault and your insurance rates shouldn't increase because of this. So, there's no reason why you shouldn't get your insurance involved, so his insurance would pay for the damages. Or you can let him pay out of pocket as long you get your car fixed the way you want it fixed. Maybe he doesn't have insurance or a license and that's why he's wants your car fixed ASAP, so he won't get into trouble, but who knows, he might just being nice and wants to do the right thing. That might be why he wants better pictures of your car unless he's up to something. I don't see how he could turn this around because it's clear you were rear ended and he has front end damage. If your back is hurting because of the accident, then you should tell the man that and see if he'll give you a few grand for your trouble or get your insurance involved. If it's just damages to your car that he wants to pay out of pocket, that's one thing, but if you have injures and doctor visits because of the accident, then he (or his insurance) should pay for that too. |
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Dan W
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Yes, call your insurance.
DONT SIGN ANYTHING! |
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