I had an arguement with my friend because she wants to register and insure her boyfriends car under her name.?
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I had an arguement with my friend because she wants to register and insure her boyfriends car under her name.?
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Her boyfriends sister who doesn't have a liscense, also drives the car. I told her if anything happens like an accident, she will get into trouble. She doesn't think so. Can anyone give me their opinions?
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MSAD
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Yes she can.
If the boyfriend, his sister or anyone driving the car has an accident and causes property damage/injuries/death.......the person who sustained the damage/injuries/death will sue the driver...AND THE REGISTERED OWNER of the car.
That means....your friend can get sued if anyone has an accident while driving that car.
What's more....if your friend knows that someone operating the car does not have a drivers license and she lets them use the car....and that driver causes damage/injuries/death......your friend....as the registered owner of the car will be sued for "Negligent Entrustment". This is a separate cause of action against your friend.
The insurance on the car would need to list all drivers. Everyone who uses the car on a regular basis. That includes the sister who has no drivers license. Of course, no insurance company is going to insure someone who does not have a drivers license.
If the car is not properly insured....i.e. your friend (boyfriend, sister) lie on the application of insurance about the use of the car, where it is garaged, who uses the car....and there is an accident....the insurance company can deny coverage.
That means....your friend....as the registered owner of the vehicle....can be sued and held PERSONALLY responsible for any damage/injuries/death the driver causes.
Your friend can end up eyeball deep in a pile of sh*t if anyone has a wreck driving that car. "trouble" is the least of her worries. |
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Kizzy
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She's a fool if she takes this on. If the vehicle is registered/insured in her name, she's responsible for all liability issues for the vehicle & the drivers. They pretty much can go on a rampage and it will reflect on her.
She could be headed for future problems, lawsuits and headaches if she does this!! |
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pbleek
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The registered owner is open to any liability should that car be involved in a serious accident, regardless of who was driving the car. If your friend does this she is a fool. Even though she may have no significant assets right now, her future earnings could be in jeopardy. Of course any unlicensed / impaired or suspended driver voids any insurance, and again the liability falls right back on the owner of the car. |
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Scott H
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Sorry, but your girlfriend is an idiot. She will be exposing herself to serious legal and financial problems, as well as a potential insurance fraud case. |
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justme
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If an unlicenced driver is stopped by the police, for any reason, the owner of the car will be charged with allowing an unlicenced driver to drive their vehicle. It will also impact on any insurance claims that may arise. |
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Josh
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anyone who dosent have a liscence will not be eligible for their DL until the age of 21 any damage done to the car in the event of an auto accident will not be payed for by insurance and could cause insurance rates to sky-rocket if the driver kills someone then your in deep sh** the unlicenced driver WILL go to prison for a 1-5 years |
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