I have 7 points for in10. How long do the points last for? How long will the points affect my insurance?

Barking at the Moon

Try this web site
http://www.dvla.gov.uk/media/pdf/leaflets/inf95.pdf

typer

5 yrs, yes they will effect insurance,

but best thing is try websites like confused.com and chek insurance prices online,

and how did u get 7 points???!?!?!? i thought u can only get 3 or 6 at a time, btw the limit is 12 for older drivers
new drivers have a limit of 9 or something b4 u lose ur license and have to apply again

typer

Dark Crusader

not sure what you mean by "in10" but points on your licence will remain there for five years as far as insurance is concerned. all insurance companies ask for convictions for the last five years, tho i think the points are only valid for 4 years, you still have to declare them to insurance, if they find out that you lied your cover can & prob will be void & then it will be very hard to get any other cover.

Philip P

in10 means no insurance or invalid insurance..
Points last for 3 years and stay on your licence for 5, you have to declare them until they have been removed even though they have expired.
Classification in10 will get you higher renewal rates but look for insurance companies that offer loss of licence rewards and cover, they will look at your case and offer you a suitable dividend/ renewal

Good luck

stile_usm

Well the wording we asked when I worked for admiral was along the lines of "have you had ANY convictions in the last 5 years?" (so even after points have been removed from your licence you still have to declare them if its within the last 5 years) and "Have you ever been refused insurance?" that one may have you declare your IN10 for many years to come since there are some insurance companies which will refuse you insurance and some which will accept you and load your policy. An IN10 is not looked upon favourably so it will be a matter of calling around and finding an insurer which finds you an acceptable 'risk'. It depends on the underwriters the insurance companies use.

When looking at a quote we would also look at how long ago the IN10 was, what car is being insured, how old you are and if you have any other convictions. It all builds a picture about you....a very judgemental picture admitedly but we were covering you to drive on the roads and needed to accertain somehow what 'risk' you were.

All is not lost though. Those banned from driving (ie drink driving maybe) will ALWAYS need to declare their conviction if banned, however it wont always affect their policy premium.

It is always best to declare if you need to, if you have an accident and it appears then you have an undisclosed conviction. It could invalidate your policy AND claim.

Bardic

Lets get this right for you. IN10 points stay on a driving licence for four years from the date of the offence (in this case, not from the date of conviction). They only count towards "totting up" for three years.

And your insurers will be viewing you with some suspicion now.

nosdda

Your points stay on your licence for 4 years from the date of the conviction . it depends on the offence how your insurers will decide any premium.

Rob Sims

An IN10 is not having insurance on your car. The points will be valid in a court of law for 3 years BUT will show on your licence for a further 12 months. Most insurance companies want to know if you have had any points on your licence for the past 5 years however. Check you policy.

If you need any further information on points call DVLA on 0870 240 0009 and speak to a telephone advisor.

R T w

this is the true term of points they are active on your licence from date of offence not conviction they stay on for four years. BUT they are only active for three ie, if you return to court for more points within the three they tot up. if afyter the three years you get more points your old ones do not count on the tot up procedure. after the fourth year dvla will remove them and after 5 years you are then clear as far as
insurance are concerned, unless you are convivcted of drink
drive
so 3 years for the tot up
4 years for removal
5 years for insurance

oklatom

It means you're only 3 points away from losing your license. The points on your license will affect insurance from 3 to 7 years, depending on the severity of the original charge. Something like "vehicular manslaughter" obviously lasting a bit longer than "5 over the speed limit."

You can always run your own driving record. I'd suggest you do so on a yearly basis when it's time to renew your policy and see exactly what your insurance company will see. That way you will know what to mention, and what NOT to mention to them.

isildor

hi guys i need help. i have greens for car and lost 5 points. and i have red ps for motorbike and i lost 4 points .and i got suspension for 3 moths and all i have is 7 points . do i get all points back after 3 months of suspension

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