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I have an Auto Insurance policy in South Carolina Will My 15 year old son automatically be added to my policy?
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I have an Auto Insurance policy in South Carolina Will My 15 year old son automatically be added to my policy?

Once he gets a Beginners Permit?
Additional Details
So if my insurance Company, automaticaly added my son when he turned 15 is this legal? They told me it was part of the SC law?


    




oklatom
No, and he won't need to be added until he gets his actual license, because he won't be driving alone until he does. Once he does you will need to notify your agent he has a license, and he will have to be either added to your policy at that time, or excluded.


Queen B
MOST companies will add a permitted driver to the policy, but not actually rate them until they have a valid license. since your son lives in your home, he NEEDS to be added (by law) to your policy. call your agent and see ifthey are rating him. if they are, you should be able to find a company that won't until he has a full license.


nj2pa2nc
never heard of that one-the only way is if you request he be added.


Jasmine
Um, I don't think they are suppose to add drivers to your policy unless you have instructed them to do so.


RT(R)
no..


UCANTCME
Rating
Yes you will need to notify the insurance company and he will be a non-rated driver and will not increase your rates.

Once he gets his license you will have to again notify the insurance company and then he will be rated driver and then your rates will get higher.





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