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I have an insurance quote of £1300 for a punto 1.2 on a provisional licence?
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I have an insurance quote of £1300 for a punto 1.2 on a provisional licence?

if i take this quote what will happen when i get a full licence will it go up or down?


    




<----->
Rating
It really depends on the insurance company. Some insurers will lower your premium as they will consider a full licence holder to have more experience, however, some insurers think learner drivers (with a provisional licence) are safer than drivers that have just passed their test as they are supervised so are less likely to take risks.

Why don't you call the insurance company that gave you the quote and ask them?

Make sure you use a car insurance comparison site before accepting a quote.

http://www.confused.com
http://www.gocompare.com
http://www.tescocompare.com
http://www.comparethemarket.com
http://www.uswitch.com/Car-Insurance
http://www.moneysupermarket.com/motor


sweetlips
Rating
Get your mum or dad to put you on their insurance as a named driver, if you brought the you should register in mum or dads name do this for a couple of years then get your own I did this for my son as it is expensive for the young drivers


Geo
Rating
Because you've not passed your test yet, the price is very high. It will come down when you re-new it next year.

My first car was £1210 to insure, but I had a full licence.
You may be able to get it cheaper than£1300.

Go to www.comparethemarket.com

you will get the cheapest three quotes from all companies.


HERMAN M
Rating
Hello,

We often take for granted what a convenience our cars are. I was paying a low price for my insurance, but at renewal time, my insurer tried to increase my rates.

My friend sent me a link to this site:


http://www.house-mortgage-rent-help.org

They have a free search to compare auto rates from the major insurers. It saved me a lot of money!

Best of Luck


naturist
Well any insurance quote will go down once you have a full licence. Your age also has a lot to do with the amount you are quoted. If you are under 21 then you are going to get hit hard because that is the age group that has the most accidents and therefore are more of a risk. Just be careful and build up your no claims bonus and don't get any points on your licence. That way your insurance premiums will soon drop.


Zachry
This is very informative web site for car insurance quotes & you can find all insurance plans and insurance company:

http://the-auto-insurance-quotes.blogspot.com


CBadger
I've heard that your premium can increase as you'll only have had a full licence for a few days. Interestingly; I've also heard that Endsleigh do not change your insurance premium in this instance. I'd recommend calling them to check this. Of course; this is only useful for you if their initial quote is a good one!

All the best


macca
providing you behave yourself regarding driving then your quote should come down next time allowing for inflation????


RobisaLone
Rating
If you take it out it will last you for 12months and you will have to make a new claim then, so insure for 3months, that way you will make some savings, good luck





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