I havent paid my car insurance in two months will they terminate me?
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I havent paid my car insurance in two months will they terminate me?
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Ive been with liberty mutual since i purchases my car in april i have to pay $218.00 a month. First payment was dued June 5 couldnt pay it now they added on the bill for this month which is $430.00 and dued july 5 I cant pay bthem until the end of july will they interupt my polict or terminate me, Im too embarrased to call and tell them what should i do please help me.
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doug0102
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Oh, no, the insurance companies love to offer FREE coverage... |
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Paul E
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You need to check the terms of your policy as it varies from company to company, but most companies would give you notice in writing before they cancel your policy.
You really do need to get something sorted out. If you have an accident and injure someone, they could sue you, and if you then find out that you have no insurance, you would have to pay the claim yourself.
I would also advise that you don't use your car until you have checked that you are still insured. You would risk a fine, and it isn't fair on other motorists that they would get nothing if you crashed in to them.
It is nothing to be embarrassed about. I work for an insurer and there are loads of people like yourself who owe money. Just call them and talk it through with them. Even if they have cancelled your policy, you will still owe them the money as they have given you the cover, so ignoring it wont make the debt go away. |
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DwB
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My sister is having a problem like this right now and just from hearing stories I'm pretty sure that there going to call you if they havent already. You proably should call and see if they might be able to work something out with you. If you ignore them they will send you notices of cancelation and eventually cancel your plan. |
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steve
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ifyou don;tthem to terminate you and noterfy the state call talk to someone |
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John M
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you are probably cancelled already. |
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MATT M
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i went 3 months before i got a notice of termination in the mail. most companies have to notify you before any action is going to happen. they tell you the exact date of when they cancel your insurance. |
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Tex G
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You are lucky they have not cut your insurance off. And done reported it to the DMV. You can talk to your agent. Perhap he can work out a payment planned for you. |
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