I hit an aniamal in my car, will my state farm comprehensive insurance pay me a settlement for the injuries?
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I hit an aniamal in my car, will my state farm comprehensive insurance pay me a settlement for the injuries?
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I was in the ER coughing up blood from the glass I inhaled.
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bundysmom
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No |
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CowboyBill
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Only if you have medical insurance or PIP. |
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Cruiser
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What about the family members of the animal. Do they get any compensation for suffering and loss?? |
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fisherwoman
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If you carry personal injury protection, you should have some medical coverage, if you have a full coverage policy. If you have liability only, and no personal injury, then no, your auto insurance will not pay, you would have to file a claim on your medical insurance. |
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kokopelli
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You may need to contact the animal's insurance company. |
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fighting saints
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The comprehensive coverage applies only to vehicle damage. What the hell kind of animal did you hit to break glass?
If you have Medical Payments or Personal Injury Protection (PIP) coverage then you will get your medical bills covered up to the policy limit.
You are not entitled to a settlement for the injuries. In order to be eligible for a injury settlement their has to another party that is negligent. Then you could make a claim against THEIR insurance policy, but certainly not against your own comprehensive coverage.
FYI, I have been involved in claims where a person driving at night hit a horse or cow on the road. They made injury claims against the owner of the animal. In many states the owner of the horse/cow has a legal duty to keep the critter secured. If you hit a horse/cow you might want to check into your local laws regarding this issue. Your St. Farm adjuster should be able to help you with info onthese laws.
Good Luck. |
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buttrfly52
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settlement, NO, but medical bills, depends on the coverage. Some even allow for compensation for missed work. If you have any amounts over that, sue the animal that ran out in front of you car.
Good Luck |
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Laughing Libra
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They should pay for the damage and medical costs depending on the policy limits.
That's unless you intentially hit the animal. |
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la428282
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haha oh lord.. sue happy much? you MAY have medical coverage on your policy depending on your state. HOWEVER, you can NEVER... receive "pain and suffering" money from your own policy when there is not another at fault driver... (and no.. the animal doesnt count)
So.. i really hope your not expecting to get more then your bills paid.. |
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katy c
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i was asked this when i hit a deer , the insurance wudnt pay out until i cud prove that the deer ran into me and not that i ran onto the deer !! |
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