I rear ended a car yesterday that cut me off and they braked really fast, but the damage was just scratches?

First, does your Dad have insurance on his car and you had permission to drive it? (I will assume you have a drivers license) If yes then you have insurance. Now I don't know why they took off, but you should file a police report. That could be good for you in case they decide to file a hit and run report. The report could protect you from their claim if they were to make one.

david z

did you at least wait for the police? or did you "leave the scene of an accident"

Canadian Guy

You did everything possibly that you could have done wrong. You are supposed to get their information (plates, make, model, insurance, ownership, VIN) EVERYTHING. Not to stress you out but in the event that this was not your fault (It does seem like it was somewhat your fault because you were following too closely) the other people could easily make an insurance claim with their company against your dads inurance company.

joedward6788

they probably don't have insurance either, that's why they took off. Since it is only scratches I wouldn't worry about it. Touch up the scratches with the same color paint. You can buy small bottle of touch up paint at any auto parts store for about a dollar or so, then wax and buff it out.

Chris M

hello and CALM DOWN you've met one of life's unwished for occurrences. You gave your news (r.e. license no. etc) but didn't receive the other guy's in response. He/she was probably as scared as you were. Your note indicates you did no 'harm' to their vehicle. My suggestion, call YOUR insurance and tell them what happened. Then 'they' won't be able to attack your insurance company for 'further' fees. stay good : }

rick y

Pray. Then Hope the other party doesn't care about the scratches you left on their car. Or if your dad is anything like mine, run away.

la428282

It doesnt matter that its "just scratches"- there car wasnt scratched before and you owe for those damages.

You have two options:
1) let them call your insurance first
or
2) call your insuarnce yourself and let themknow what happened. I highly suggest option 2 as your are supposed to notify your insuranc eof accidents and they may give you a hard time if you dont.. PLUS.. you want to give them your side before the other guy doesnt.

Im very concerned as well that you really "left the scene"- if that is the case- you are in big legal trouble. You should ALWAYS get a police report.

Just call your insuarnce.. they will take care of it.

thumper

are you a licenesed driver and if the car is your dads. then he should have ins. which covers you. he will need to contact his ins co. and let them know. this could be a scam . to get money from you . it sounds like they didn't have ins. either . the other people involved have 2 yrs. from the time of the accident . after that there s.o.l.

sanitystrksback

Unfortunately, in many states, you rearended them so it is your fault, regardless of whether or not they cut you off (unless they made a left-hand turn to get in front of you, in which case it'll probably be deemed their fault).

You need to call your insurance company and put them on notice in case a claim is filed. They will not charge you if no claim is made, but they can give you trouble later if it comes up as a "surprise!" they had no idea happened. It's in your policy that you have a duty to report all claims.

You do have insurance because the insurance covers the car, not the person. Therefore, your dad's insurance HAS to respond to this accident.

Chick-a-Dee

Legally, you were responisble because it was a rear end collision. As for you, you are very lucky becuase they did not call teh cops. Legally, since you do not have a license/insurance, you could have been arrested.
All you can do it wait. If they call.

call your dad's insurance company immediately. The guy could come back in a year and say he has neck problems and sue you. Your Dad's insurance will cover it if they knew about it. Call them now. If your dad did not have insurance... well that can't be... that would be just stupid...

UCANTCME

YOU NEED TO FILE A REPORT WITH THE POLICE DEPARTMENT ASAP.

IF YOU DON'T, THE PERSON THAT YOU HIT COULD AND MIGHT SAY THAT YOU CAUSED MORE DAMAGE THAN YOU THINK.

AT THIS POINT YOU WILL BE UP A CREEK BECAUSE YOU REAR-ENDED THEM, THINK ABOUT IT.

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