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I was in a car accident. I was injured. Her Fault. I had no insurance. What now?
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I was in a car accident. I was injured. Her Fault. I had no insurance. What now?

I was in a car accident yesterday. The girl crossed a red light and smashed into me. My car spun out 2-3 times and finally stopped. My ACL in my shoulder was injured and my shoulder joint may be damaged. Now i have to wear a sling in the mean time for 2 weeks.

Also, at the time of the accident I was irresponsible and had no car insurance. What will happen next? How do I proceed? There were 3 witnesses that saw her cross the redlight. I mean my light was completly green. It wasnt going into yellow or anything, it was green. She totally passed the red light. She admited to the police she crossed the red light and like I said 3 other people saw it. What now?? HELP!!!


    




chriscraft124
Potentially, you could be cited for driving without insurance but the other driver's insurance should cover the damages and your injuries. You should contact the other driver's insurance company and explain what happened. They may or may not pay depending on their policy on uninsured motorists. Perhaps you could find a local attorney if the other insurance company won't help.


honeylover1979
It depends on the state that you live in. My state is a no fault state which means all my medical had to go through my insurance company up to $20000 and then it went through my health insurance. You will have to check the laws in your state.


Scott H
Her insurance should cover your losses. I hope you were cited for driving without insurance, though.


dymond
Since you had no insurance you will have to take her to small claims court to recover your medical costs.You will be fined for no insurance when you go to court.


JoJoBa
Rating
Texas law says you are not liable for anything cause you are uninsured. The person that is at fault insurance in not liable to pay either. You will get a ticket for no insurance and the other party will be ticketed for causing the accident.


shelcom
Rating
You'll have to face the music for driving without insurance, but if it happened as you say the other drivers insurance will cover your medical and car repair costs as the accident is clearly her fault.


namrepus
Rating
Youll be probably sued because youre driving without an insurance. Talk to the other party for settlement because both sides is also responsible for this matter. The better thing to do after you have settled all about this is start shopping for your car insurance, go for an online quotes, try to search it on the net. Look for a car insurance company that could provide you a cheap car insurance payments, try to visit this cheap car insurance site http://www.nightbirdssolutions.com collect quotes from here and select the best one for you. Goodluck


psubowler300
Now it is time to get a lawyer.


Car M
You can take her to a claims court...but remember they're also going to find you partially at fault for not having insurance.





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