I was in a car crash and im badly injured?

Good Mop Boy

think it would be mate. Sorry to here of this.

la428282

it will absolutely affect him. If he was at fault in the accident.. you are basically suing him for damages. His insurance will be the one that "settles" with you. And your scumbag lawyer will try to get every penny he can from your "friend."

Is it worth it? I mean.. are you just trying to "win the lottery" or do you seirously just want money for medical bills? I absolutely believe if he was at fault that you should get money for your bills.. but trying to get "pain and suffering" money from a friend.. if your not really permenantly affected for life... will lead to some serious bad karma not to mention losing a friend.

Rich S

If you were genuinly hurt go and speak to a proper solicitor not an ambulance chaser you have seen advertsed on tv,
His insurance would go up anyway so make a genuine claim if you can, but get PROPER legal advise.

Oracle

Sounds like your friend is uninsured!!!

Is that a friend - I don't think so!!!

Martin O

hey brother you said badly injured?
what you waiting for? insuranse in any way
will increase fees in any insurer driver no matter what. that a big excuse for them to charge you more is when you have an accident.
and you know what, your health is first,
dont wait till, insurance said why dont you claim it before.it is my personal oppinion.

christine h

I was in a similar situation to you except that it was my sister who crashed. It was her that actually told me to pursue it as her insurance would increase anyway because the crash was her fault and it would not make a difference if i made a claim against her. I suffered whiplash and now have to receive physio for a painful back. You should claim as your quality of life has been affected, probably severly if you are badly injured. Your friend should not be so selfish and understand how this has affected you. Good luck on getting this sorted and more importantly getting better.

Bardic

If that's true, don't think much of your "friend" if he's more concerned about his insurance than you! Of course it will affect his insurance, if he has any, if claims are made against it - that's what it's for. By the way, you ARE a 3rd party.

Go see the CAB or any solicitor, most will give you the first interview free.

telboy everton forever

i would claim if you are badly injured will he pay for your time off work and hospital treatment

strawman

Yes he loses his NCB and will have to declare this for 5 years after as a claim against him when applying for new insurance/renewal.
On the other hand he was driving and so is responsible for your injuries now (I take it there was no other car involved) so claim away.

trucker12543

Under most state rules, there is such a thing as what they call NO FAULT. Friend or no friend, sue him. It was you that got hurt in this auto crash and it should be you that should get compensated for your medical bills, lost of work wages as well as pain ans suffering. Go see a good greedy lawyer in your area. Usually the best kind are the ones who advertise there services. Normally big law firms. I would do it know because there is a statue of limitation in the law that will disallow you to sue after a certain time frame. So what if your friend sas so. Its your body dude, not his. You have to live with pain and suffering, not him. Friend or no friend , your sueing his insurance company. Most of the time, true it will put some static in your friendship but again I would say this to your friend, tough ****. Hope everything works out for ya dude.

GAVIN E

Yes it will affecting him. Because it is his insurance hat has to pay out for any damage or injuries caused.

jellybelly

His premiums will definitely go up and they could possibly drop him. But if you were seriously injured he really shouldn't ask you to not make a claim.

debi jean

If you were injured to the point that it will affect you for a long period of time,or maybe the rest of your life,be thankful the guy has insurance!That is what it is there for.Whether your 'friend' wants you to file a claim or not isn't really the point here.Now,if you were hurt, but not badly,I might consider giving your friend a break,but to me it doesn't sound so.Say,for instance,you just want the money,I would not go through the hassle.However it sounds like other people are making claims,so his insurance will go up anyway.I wish you would have said how you got hurt,but you did not , so my advice would be to file a claim a.s.a.p.Good luck!

TJ29

Hi - the impact is how much is paid out, reardless of who they pay it for, your party or a third party.

Your friend is right, it will cost as much, but if you are really hurt then your friend should understand.

marvelboy74

His insurance may go up regardless. Depending on the state, there may be different laws regarding who pays for medical bills. In some states, there is no mandatory first party coverage. In some states, there is first party coverage available for lost wages. If serious injuries mean disfigurement or dismemberment then unfortunately, you need to present a claim. That is usually the definition of serious injury. If he is your friend, remember the golden rule: treat others how you would want to be treated.

sharon jay

if there are other people claiming through the accident then so should you. because he has to pay out for other people y should you keep quiet. even though it affects him. he should drive more carefully or not at all, if he doesnt want to pay the price for what he as done, then what sort of a mate is he.

welcome news

I assume that you were in the car at the time and that you were not knowingly being driven by someone for the purpose of criminal activities.

First of all - you are not claiming against his insurance - you are claiming against him for your injuries that were, presumably, caused by his negligent driving. The same applies to the other people that were injured.

when he realises (and remember it is a policy requirement that he tells his insurers), he then puts a claim on his policy for the insurance company to indemnify him i.e. re-imburse all amounts he will have to pay (in practice the insurance company take over the negotiations).

If you want to teach your friend, point out that (from the sounds of it) he will be getting protection from claims of tens of thousands of pounds (at least) and his premium will go up by hundreds. Without insurance he could lose his house, sell the car and be declared bankrupt.

country bumpkin [sheep nurse]

his insurance his bill claim and be damned.you only have 1 life.

jackson

Screw your friend..... does he have insurance for sure? If he was in an accident his rates are going up anyway.

You need to protect yourself first and foremost as even minor injuries have a way of coming back later in some way. Do you have medical insurance? If not who is going to pay for all of that. His insurance company will cover that and more.

Get a lawyer and it does not have to be a contingency lawyer. If you have a good case a regular one will take you on even w. no money up front. He could always sue you later if he had to.

Perfectionist

tell all this to your insurance

im in the same position right now my whole face is burnt from his airbag

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