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If a car rear-ends my car, whose insurance is responsible to repair the car that hit mine?
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If a car rear-ends my car, whose insurance is responsible to repair the car that hit mine?



    




da8man2004
Rating
theirs everytime


CwboyBill
Rating
Despite what most people believe, rear end accidents do NOT automatically find the rear vehicle at fault (though about 99% of the time it is the case). If the other car was at fault for the loss it seems logical that his/her insurance should cover the damages on your car.


Ron F
Rating
Hopefully the car that hit you will have the proper insurance to cover there own car.


aufans71
It depends on the situation. If you are sitting still at a red light and they hit you-their fault. If you are rolling down the highway and slam on brakes-your fault.


Shortstuff13
Rating
The other driver's insurance company.


boy330
anyone who hits you from the back is responsible.


mbrcatz
Rating
Depends on if you're in a true no-fault state or not. Normally, if there are TWO cars involved, the guy in the back is at fault for everything, and HIS collision pays HIS damages, subject to his deductible, and his liability pays YOUR damages, up to his policy limit.

In a true no fault state, each person ONLY collects under their own policy. No coverage, no pay.


Toodeemo
Rating
As a general rule, when someone rear ends you, they are at fault. But that's not always true. For instance, if you were stopped in a lane or driving unreasonably slow, you could be at least partially at fault. But again, usually the other driver is at fault and his or her insurance covers the damages.


MomOf4
Rating
theirs!!!!!!!!!


johnny
Rating
they rear ended you. there at fault. they should pay you. no doubt they were cited there in the wrong


Dudeman
depends on the conditions that time. Were you stopping at a red light or stop sign? if you were, then the other guy's wrong.


John W
If they hit you from behind it would be their fault. They need to be in control of their car at all times, and be aaware of what is happening regardless of why you stopped. For more information on this visit http://www.auto-insurance-knowledge.com/car-pile-up.html





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