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If a person was in a car accident followed by a dwi will car insurance pay for damages?
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If a person was in a car accident followed by a dwi will car insurance pay for damages?


Additional Details
i just want to make this clear that the person this happened to is my mother & she is not being very honest with me, along withe dwi she has 7 tickets and is convinced her insurance will pay for it all


    




ronald h
Rating
Yes as long as damage is covered by the policy.r


sydkan
Rating
Yes, insurance covers stupidity every day. The only things i have ever seen specifically excluded for things are like racing, driving challenges, fleeing the police, or in a commission of a crime.

Dwi is not something that is usually excluded


BIKER DUDE
I really don't think that they can get out of it. They might try though. I suppose it would depend on the insurance laws in the state that the insurance was purchased in.


oklatom
If she had insurance coverage at the time of the accident, yes, insurance will cover it. But then they will raise her premiums very high based on the risk she exposes them to, or drop her completely.


jake
Rating
Read your policy.
It may exclude coverage for DUI.
If not excluded, they have to pay, then cancel you.
Probably cancel you anyway.
Your next insurance will be sky high.


Luna & Lawnboy
Rating
If you have Collision Coverage, a DWI will not deny you coverage unless there is a specific exclusion. I have never seen one.


entidtil
Rating
Yes, a valid policy at the time of the accident will cover. It doesn't matter that she was charged with a DUI........ But.... Her present policy will most likely now be canceled


mbrcatz
As long as she's a covered driver, and has purchased the correct coverages to cover the actual claims, yes.


poorsinner
Yes as long as it was a accident


gardengirl
Rating
your question isn't very clear. Do you mean the driver of a car got into an accident and was charged with DWI? Then, no, I don't think insurance would pay.


jubae24
Rating
im afraid not, if you were convicted of a dwi.


trey
Rating
not likely since it falls into a neglect catagory but your rate will increase





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