If i have a car in my parents name and on their insurance and I cause an accident can they get sued?

snickybugg

Yes. It's the same as if you had a car insured under your name and a friend took your car. If your friend were to get into an accident and got sued you would be liable. I've been there recently. I didn't get sued luckily but it did happen.

rotorhead

Big time.

kellys1002

Anyone can be sued. No matter who you are. If anyone got hurt there is definally a greater chance of getting sued but if its just car damage you can have a chance but not a complete one

jmrob29

It depends on state laws....but yes, the owner of the car and the owner of the insurance policy are liable for whomever is driving the car.

That is probably why Hulk Hogan and his wife are getting a divorce - it's to protect their assests incase their son is found guilty of vehicular manslaughter for the accident he had a few months ago. The title to the car was in their names--not his.

gzlakewood@sbcglobal.net

I would think that you can. But if you are an licensed driver you are covered by the Insurance. If you have substantial liability coverage, the insurance will provide the lawyer. Of course, they do not want to pay more then they have to. At least this is how it works in Ohio. Your laws may differ.

little moon

yes, so be carefull

Old Fart

Oh ya

tjnw79

Yes

apricot4u2eat

yes they can...

oklatom

Of course. And it has nothing to do with the seriousness of the accident. Only: who owns the vehicle.

By putting it on their policy, and adding you as a driver, they are taking full responsibility for anything and everything you do. Tell them "Thank you!".

Queenie

The insurance will end up covering damages to the other persons car, etc. But your parents insurance will surely go up and if you killed someone or something (God forbid) you could be sued if they don't have enough coverage.

Why not?

johnski415

YES!!!

Jenn

If your under aged then they would. But if you are over 18 then you would

land of the free

absolutely

jimd52936

yes, if it,s in there name and the insh also they are responsible for anyone driving the car.and stand to lose everything they Owen.is it worth it.i know insurance is high but think about it 2000/2500 for insurance verse,s 200.000/400/000 in total assets that can be lost! when my two son,s started to drive, i paid for the insurance and told them when they had a job they can pay me back .and that's what they did.it took a few years before they had the money and when they came to me i told them good now put it away for your kids, and don,t risk your home and anything Else you could lose in a law suite

EBH

Yes, I live in Oregon but I think that is the same in all states.

swtchk

yup, thats why most people take out the highest liability ins. in those case ( if they own a home)

Fl. Guy

your parents are lrgaly responsible for you until you turn 18 then you are on your own.
usually if a vehicle situation when you are sued it is really the insurance company that they are sueing or expect to pay.

tiggertrance

yes

mbrcatz

Yes. Legally, if the car is in their name, it's their car, and they can be held responsible for any damages that car does. Even in your weird no-fault state.

karduv7701

Yes.

b wizz

wait so would the insurance cover the damage even if the insurance was on your parents name but not yours?
cuz i just got into an accident and the car and insurance is on my moms name but i was driving so im a lil worried..

rgentry23

It depends on the coverages of both vehicles for example whether or not the other vehicle has no-fault coverage or not.

mike o

depends on how serious is the accident

Coach

No, you are still under their policy and the insurance company will handle it through your record.

m.cline49

No, They take your information and drivers license not your parents. Any ways why would you get sued with insurance?

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