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If i have no insurance on my car can a friend drive that car on there own insurance?
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If i have no insurance on my car can a friend drive that car on there own insurance?



    




The Emperor of Ecstasy
if their policy covers them in another vehicle...some policies dont cover driving another's vehicle....


JillPinky
Yes if their insurance cover states they can. They can only usually drive another car third party only. If you keep your car on a public road, you will need insurance even if you don't drive it.


startwinkle05
Rating
If their policy covers them to drive someone else's vehcile, they would be covered in your car. They need to call their insurance company and check if they are unsure of their policy!


eliot e
Rating
well i am going to be the awkward one! Have always queried this! As far as i believe, i always thought the car had to be insured. One of the reasons being that the police can check insured cars on the MID, motor insurers database (uk). If your friend was driving as his insurance may entitle him to, the car would not show up on the mid, as it is not usured and your friend would have problems. My father asked a policeman friend this, and he said that if the drivers insurance says he can drive, then he can, and my father does this, but i still think the car must be insured by you as well. although it is unclear, and if the insurance says he can without stipulating the car must be insured, am sure your friend would have a good case in court. If you want to be safe, phone your insurance company! cheers


MICHAEL D
Rating
they can but if they have accident they are not covered/not all insurances cover this


topdog
if the friend has fully comprensive insurance, there are no limitations and they are the policy holder and not a named driver.


stuart h
IF YOU HAVE NO INSURANCE ON YOUR CAR THEN NO ...EVEN IF YOUR FRIEND HAS GOT INSURANCE HE HIS NOT INSURED NOT EVEN TPTF.......................THAT WHAT THE PAKIS DO ,,,,,NAUGHTY NAUGHTY VERY NAUGHTY hhaaaaaHHAAA


Tom Cobbley
UK Depends on small print, some Fully Comp, Norwich Union for instance dont allow it, yet some 3rd Party do allow it, no consistency at all.
Read the small print and if OK photocopy it.
But the cover will invariably be 3rd party unless a dedicated motor trade comprehensive policy, possibly less than 3rd Party, so called Road Traffic Act, and the car will be uninsured as soon as the driver gets out, so make sure he does not get out while it is on a public Road, and the car will not be insured in supermarket car parks etc so make sure it is not involved in an accident or you could be paying for it for the rest of your life.
Permitting an uninsured vehicle to be used on a public road is about 8 points as is driving uninsured.


lre1979
Rating
no they cant drive the car you can only drive someone elses car if it is insured by the owner and the person going to drive it needs to have insurance that covers them on other vehicles


oklatom
Rating
No. Insurance is specific to a vehicle, not to a driver. If you don't have insurance on your car, no one is covered driving it. If you do have insurance and have given someone else permission to drive, they are covered on your insurance, not theirs.

I'm amazed at the number of people answering yes that obviously don't have a clue. Please ask you agent the rules so you get it right and don't have any nasty surprises.


The Fat Controller
possibly if there own insurance explcitly says they can. NB it will be third party only even if answer is yes


VINCENT W
Rating
Nope if the cars not insured in your name they aren't insured unless they phone there insurance to get it covered in there name.


hugh7101
no, you must have a minimum of third party insurance on the car, even if your friend is full comp for any vehicle this does not mean they can drive an uninsured vehicle.


Chris
No. Insurance follows vehicles. If there is an accident it's possible that the driver's insurance will pick up if there is none on the car, but that's not guaranteed.


sherminator
No the person who owns the car HAS to have at least third party cover for you to drive that car. DO NOT drive before checking with your insurance as you could end up in trouble


jonnycabs1861
hiya
Yes they can but make sure ur self dont take their word for it because any problems & it will come back to you ie accadent/parking tickets & speeding fines
Hope this helps Jon


Geeza Sooka Yerlips
Rating
Third party risks only.


Don E
Rating
In california your tags are cancelled if you have no insurance.Get insurance or leave it parked.


Poppy28
yup if they are insured fully comp


jenna p
Rating
as long as your insurance policy states you can drive any other car. If it doesnt dont take the risk


ciaragw
don't know but 'there' should be 'their'


Midge
i-kube.co.uk is an insurance for young drivers. However - they 'curfew' your car between the hours of 11pm and 6am by putting a tracker on it. It's to stop young drivers being out late drinking and driving etc. If you break the curfew you pay a daily fine of about £60





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