If i sell a vehicle to family, and they dont insure it, and it's still in my name, am I liable for accidents?
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If i sell a vehicle to family, and they dont insure it, and it's still in my name, am I liable for accidents?
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I gave this vehicle to my mother, the agreement was for her to insure it, and i left the tags I had on it so she can drive it to her home. She hasnt removed the tags, and hasnt insured it. Am I liable for accidents she may incur, or will that totally be on her cause she's behind the wheel. Additional Details I gave this vehicle to my mother, the agreement was for her to insure it, and i left the tags I had on it so she can drive it to her home. She hasnt removed the tags, and hasnt insured it. Am I liable for accidents she may incur, or will that totally be on her cause she's behind the wheel. I did sign the title over to her, but I stupidly did not get a copy, which is why im sure it's still on file under my name. Never done a vehicle purchase before, I was only 21 at the time :(
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Chops
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You may be held liable unless you have given her a receipt showing she bought the car and for how much. That receipt is all the "license tag" she needs for 2 weeks or 30 days (depending on your state regs). Also, you should cancel your insurance immediately. Then it will most definitely be her baby. But the way you have done it with a verbal agreement just leaves the door open to your liability. |
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Future USAF Pilot
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sorry, but yes |
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FC
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Yes, you would be at least partially liable. |
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C D
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You are responsible for anything that happens in that car. |
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I miss Thailand!!!!
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it will be her fault...but obviously it is going to be YOUR insurance that is going to go up.....tell your mom to grow up |
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crisis
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you most certainly would/will be.
What you need to do is to do everything legit this way if something bad happens...it gets stolen or in an accident then you dont have to worry about it.
There is no reason for you not to..it would only benefit you.
When you sign over a car in most states you don't have to technically sell it...some states allow what they call a donation or gift...other states mandate that you must sell for a certain dollar amount but I don't believe its more than 25 dollars...so if you sold for "25 bucks" then the taxes for her would be pennies.
you're mom in turn needs to go get her own insurance and registration and tags. |
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Joel R
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Yes. You need to have the title put in her name, and file a form with the State that tells them you are not the owner of the car anymore. You can find out all you need to know at the county Tax office. Unless you want to get sued, I would recommend you do this tomorrow. |
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Lebelle
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yes... yes and yes |
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Opinions are just like...
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As long as the car title and tags are in your name you are responsible. Mother or not it does not matter to the state or insurance co. If you do not trust your mothers driving, then get the car back and tell her she can have it once she gets insurance and her own tags for it and has the title switched into her name. |
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Nunya B
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Whoever the registered owner of the car is will be responsible for damages caused by the car. Did you sign the title over to her? Make sure you do that, and send in the little notice at the bottom to your local DMV to notify them that you no longer own the car and are not responsible for it. Here in Idaho the plates & tags stay with the seller, but some states the plates transfer with the car to the new owner. |
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oklatom
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Yes. If you didn't notify the DMV of the transfer of ownership, and the official documents still show you as owner, you are responsible for everything that happens with the car. If your insurance runs out, and there is no insurance, some states will pull your drivers license as a result.
Either have your mother do the needed transfer NOW, or get the form and send it in showing you no longer own the car. Do it now before something happens. |
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mccoyblues
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If the car is still titled and registered to you then you are the responsible party. Plain and simple.
You didn't sell anything to your mom, you lent her one of your cars to drive and you are the one responsible for it. She has no insurance, so if she wrecks the car she's driving (which she doesn't technically own) it goes back to the owner of the car, and that's you. |
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Luna & Lawnboy
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If the title is still in your name, you own the vehicle. If she was in an accident, you as the owner, and she as the driver would be responsible for any damages you cause. |
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Trouble
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DID you sign the 'Pink Slip' over to her?
'Pink Slip' releases you of all FUTURE Responsibility.
'IF' so....SHE has the Problem NOW. She has 'x' amount of days to Re-register & Insure the Car.
She sopunds a bit irresponsible~~~~
Otherwise...YES, you are 'still' responsible....
P. S. I 'at least' hope she HAS a Drivers License! |
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justmedrt
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Yes...you are! |
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CGAA72
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you totally are.
I know in NY that whoever the car is registered to is liable for any accidents <unless you can prove the car is stolen>
cancel your insurance which will force you to remove your plates and turn them in or get hit with an $8/day fine |
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bud the hippie
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your name is on the car you own it you are responsible no matter who is driving |
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