Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

If i was in an accident while driving someones car , does that effect my insurance?
Find answers to your legal question.





If i was in an accident while driving someones car , does that effect my insurance?



    




Melonie Q
Rating
board bunny, For auto insurance the easiest way to get a free quote is do a car policy comparison. Be sure to choose the same coverage amounts, you can get an accurate quote to compare against others. Use the same city/state, car make/model, mileage and driving history to make sure you get an apples to apples comparison. To get fast auto insurance quotes, go to http://www.simpleautoquotes.com/Auto-Insurance.html and you can compare the major auto insurance companies.


L G
Rating
Yes, you are obliged to tell your Insurers about any accident. Be careful about hiding this fact as Insurers swop information and there is a specific offence if you obtain Insurance by making a false declaration.


zanderoy
Rating
Yes


gcason
Yes, the same as if you were driving your car.


mbrcatz
Rating
If you caused the accident, and/or are deemed to be "at fault", then yes, the surcharge will apply to YOUR policy.


oklatom
Of course. It goes on your driving record no matter what car you are driving. And most insurance companies look at that then renewal time comes up.


MAN N
Rating
Yes, cause it will be in your driving record.
You can compare how your quotes will change in internet, for example here - car-insurance.22web.net


PeppermintandPopcorn
Rating
Yes. The driving history follows the person, not the vehicle Your premium (if it show up on the reports) will be affected.


MARIE R
Rating
making use of the SE such as google or yahoo to generate some ideas first if you would like to get the massive information,nonetheless if you would not want to put so much time,here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a direct and useful resource for your questions.


Michael S
Yes. You would have to declare the incident when renewing your policy irrespective of who's vehicle you were driving. Insurance is all about risk. By becoming involved in an incident, you demonstrate that you are a 'hightened risk'.


focus
It should not affect your insurance as you are not making a claim on yours. However it will affect the persons insurance whose car it was.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 Car repo ?
my friend had his car repoed today i asked him was he paying his montly bill he saud yes except for the fact that he was a month late but a week ago he called the company where he got his car from to ...


 I was hit from behind in my partners car?
i was hit from behind in my partners car which is fully com insured, i have a van which is also fully com insured... we were under the impression that because i was fully com i could drive the car ...


 Any ideas on how to get cheaper car insurance?
...


 I got a speeding ticket and am going to driving school so my insurance won't go up.... but will it still show?
I am 16 and I dont want my parents knowing that I got a speeding ticket, so I live in Arizona where the rule is you get no insurance points if you take the defensive driver's course. But will it ...


 Salvage vehicle (yes or no)?
I have never bought a salvage vehicle before and i never intended to, but recently i came across a 2002 chevrolet silverado 4X4 with a salvage title for $4500 the truck runs great and drives straight ...


 Is the cost of car insurance changed more by cost of the car or of the person driving it?
...


 What work (if any) will my car need to pass its M.O.T Test in 3 weeks time.?
...


 Drivers permit in other states?
In iowa you get ur drivers permit at 14 but... can you drive in illinois were you get your permit when your 15. (i live in Iowa)...


 The minimum age for a driving provisional licence?
i am going to be 16 in december 2007. i have heard that the minimum age for a provisional licence wiil increase from january 2008. is this true? if it is, is it possible for me to apply for the ...


 How many uK drivers are there?
...


 Rear ended in brand new car (2 days old) should I sue to have ins co replace my car?
I just bought a brand new car and was rear ended two days later. There wasn't even 100 miles on my car! Is it a legitimate request to want the other person's insurance company to pay off ...


 My windshield is cracked.. What should I do?
I just bought a used car last week, March 14th. When I bought it there was a chip in the windshield and on Friday it popped and now there is a big crack. I have comprehensive coverage on my insurance ...


 UK car insurance: does reporting an accident where neither side claims affect your No Claims Bonus?
I insure my car with Admiral insurance in the UK. Recently I was involved in a very minor accident, for which I do not intend to claim. It is not clear whether the other party will claim from their ...


 Driving licence application?
Is it ok to use a passport photo that's been printed out on a home computer for your driving licence application?...


 What does the word 'derivitive' mean. Replieas in easy-to-read English please?
...


 Can the police take your tag for not having no car insurance and expired tag?
...


 Does the person sitting next to leraner driver need to be insured on the car aswell?
...


 I have been caught speeding at 69mph in a 50mph limit. I have no points at the moment, what can I expect?
...


 I was caught going 75 MPH on a 55MPH road. I live in Illinios?
I'm 16 years old and a straight A student. This is my first offfense.
The ticket says that I don't have to appear in court. I want the ticket to be removed and I don't want my ...


 Do I need insurance if I have a drivers license but no car?
Im Juss Got My License and i dont have insurance And Wondering If I Can Drive My Parents Car They Have Insurance And Gives Me Permission To Drive It, so if anyone knows the correct answer please let ...




Copyright (c) 2009-2011 Wiki Law 3k Sunday, May 27, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.064