If someone borrows a car and then steals it. Why is it not covered under insurance?
Find answers to your legal question.
If someone borrows a car and then steals it. Why is it not covered under insurance?
|
She borrowed it for 20 minutes to go to the 7-11, and never returned. She was charged by the police and is now in jail. Problem is she gave the vehicle away for drugs... Now insurance is saying it is not covered.
|
 
|
Nysa
 |
Your insurance won't cover it. Insurance does not cover criminal acts, and as much as you say that you didn't know what she was doing, to them, it still seems pretty shady, and criminal.
Did you report the car as stolen? If not, it just adds to the suspicion.
Sorry. |
|
CowboyBill
|
Look under 'permissive use' in your dec. pages of the policy. Your problem here (IF you are telling the truth) is you company just doesn't believe you. There is an outside chance you could still recover but it looks dim. Advice: get new friends. |
|
NONAME
|
your fault |
|
Lisa B
|
Insurance doesn't cover criminal acts. Think about it: say you really hate someone and you intentionally ram them off a cliff with your car. Does it make sense for the insurance company to cover that act? |
|
nothingtodoandnolife
|
you gave her the keys |
|
hardcoco
|
You knew the person. It's like giving your car keys to your dad. |
|
answerman63
 |
Here is the CORRECT answer. It isn't covered because YOU gave HER the keys and lent her the vehicle. If she had broken into your house and taken the keys without your permission, and then stole the car, it would be covered. Since you gave her the keys, you just lost the vehicle. Your only hope now is that the vehicle is found and is undamaged. Good Luck with that.
Without sounding judgemental, I just gotta ask...why would you give the keys to your car to some lowlife druggie? And I'm not going to believe that you didn't already know about her drug use. Were you just too lazy to drive her to the store yourself? |
|
Doug
|
Because you knowingly gave it to her. |
|
oklatom
 |
Because it isn't theft, it isn't even using a vehicle without permission. You gave her the keys. Of course the person who now has the vehicle has no right to it, unless you left the title in the glove box where they could get to it. Please tell me you didn't do that. If you didn't, you do have the right to get your property back. |
|
serb423
 |
first off I don't get why would you give your car to someone like that, and secondly its not covered becuase you borrowed it to her, so tecnically she never stole it becuase you gave it to her. |
|
|
|
|
|
 Would I get a ticket? |
| Ok... I was driving and a police officer pulled me over. He asked for my driver license and I couldn't find my driver license so I think I forgot it at home. I told him that and he asked me if I ... |
|
 Driving test tomorrow? |
| Oh my gosh!!!! i am very nervous. I have my drivers test tomorrow and it is my birthday. what if i fail!!! It would ruin my birthday. i am so afraid i am going to fail. what do i need to know what ... |
|
 Another arguement with the bloke hahahahah? |
what is the law for driving and smoking.
i know that since the smoking ban was bought in it is ilegal for anyone to smoke in a co vehicle. be it van car or taxi etc etc. but is it also ... |
|
 A question for uk car drivers. Please.? |
| Is it just my imagination or is driving/owning a car here in the UK a painful and stressful experience now compaired to say 10 or 15 years ago. Cheers. And will it get any worse.... |
|
 If you get caught DRIVING without INSURANCE..... |
...What are the official best and worst punishments???
I know someone who got off with just a £150 fine after getting stopped for a broken light. But I've heard of so many people who ... |
|
 Three points for talking on the phone? |
| A copper just saw my friend on the phone whilst driving. The copper shook his head bt didnt stop him. Has my friend been issued points by post or does she have to be stopped to be given points? ... |
|
 I have liability insurance but I was in an accident with a car that wasn't mine. Does my insurance still work? |
i was involved in an accident where i was driving a car that wasnt mine. i have liability insurance. what i want to know is whether my insurance will still cover the damages to the other vehicle.
<... |
|
 Do I Need Car Insurance to drive my parents car? |
| I live in ct and i was wondering can i drive my parenst car as long as they have car insurance on a registered car or do i have to be on a policy too?... |
|
 Is my car insurance valid if........? |
| I change my registration to a private plate but don't notify my car insurance company? I have change to Vehicle Registration Document but forgot to updated my insurance.... |
|
 How long is too long to wait to visit the doctor after an auto accident? |
| I was involved in an auto accident and it's been five days since it happened. I'm starting to have a pain in my left shoulder (I was driving and it is bruised from the seat belt). The ... |
|
 Can a car be repaired if it is a total right off? |
| I was hit by a drunk driver on Sat nite , My jeep cherokee was broad sided . the adjusters have said it is a right off? with the money I get back $ 2000 I could never get another car of the same ... |
|
 I had a car accident. Go thru insurance OR not? |
| I hit the car in front of me and the guy I hit is asking for $2000 in cash rather than having to go through insurance. I said I couldn't pay it all up front and he said he would take $1000 right ... |
|
 Im 17 soon and need insurance on a pickup truck l200? |
| ok im 17 on the 24 feb and have booked my theory text for 8am on that date,l then i want to try and past my driving test a.s.a.p , i work for a groundwork Company and do really need a pickup truck, ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
