If you are deemed at fault in a wreck, are any of the damages to your own car covered?

I was recently involved in a minor fender bender - the guy in front of me stopped suddenly and I slid right into him when I put on my brakes (ice on the road). I understand that my coverage will cover the person's car I ran into, but what about my car? I realize than plans range considerably, but I'm looking for what happens generally in this situation.

Thanks

Fred C

Depends. If you took the advice of people who say "save money, buy liability only" your car is not covered for anything. Liability is coverage for damage you do to others and their property. If you have collision, your car will be covered subject to the deductible.

1starLgnd

been there, done it. repairs were covered by my insurance full cover. I had to pay a deductible though. Good luck!

Spunnkarma

If you have full coverage,both cars are covered. If you only have liability, only their car is covered. Check with your insurance agent.

Big Deal Maker

All insurance is covered from state to state. I`m not sure if Oregon has the same coverage as they did a long time ago. It was called a no fault state. In california you would need to have collision coverage to cover your own cars damage. This would also have a deductible amount. normally around 500.00 some people pay the higher amount of 1000.00. Call your insurance company and see what you are cover for. Also you will need to file with the department of motor vehicles of this accident if it was over a certain amount.

piegowdealer

Specifically would be covered under the comprehensive coverage section, less deductible.

MSAD

If you have collision coverage on your policy - your insurance company will pay for the damage to your vehicle- less your deductible.

mbrcatz

If you have collision coverage, the damage to your car is covered under that. If you don't have collision coverage, well, you're uninsured for damage to your car.

CwboyBill

Liability covers the other car, collision coverage takes care of your damages less a deductible. If you've got collision on your vehicle then you're covered (unless the damage is less that your deductible that is..)

â™¥ Uwish â™¥

You would need to carry collison coverage on your own policy in order for your insurance company to repair your car. If you don't have collision coverage then you are responsible to repair your vehicle on your own, if you choose to.

UCANTCME

IF YOU HAVE FULL COVERAGE INSURANCE THEN YES.

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