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If you have a crash but have no tax is your insurance invalid?
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If you have a crash but have no tax is your insurance invalid?



    




welcome news
No.

There is nothing on or in a normal insurance policy that requires the vehicle to be taxed.


SarahLou
yes, it is illegal to to drive a car that isn't taxed


jason c
Rating
Yes it is illegal to drive a car without displaying a valid tax disc. Your policy will cover you only if the car is legally on the road.
Ja.


Scobill
Rating
Yes to be in possession of up to date tax to have the car on the road , otherwise you are driving illegally !!
Your insurance only covers you when driving legally


Katy F
Rating
Yes.


emiss
Blimey you should know better the insurance comp's look for the simplest loop hole to avoid payment and yours is serious


Leo
Oh dear you are in trouble if you have no tax, you might have been already spotted by the UK police's ANPR (Automatic Number Plate Recognition). But also there is up to £1000 fine to pay has well.


tracey
yes. you need tax, mot and insurance


tyson
yes


Zoe
I'm not sure, but I doubt they'd honour your claim anyway because you were driving illegally without tax.


russell c
Rating
yep coz the car aint road worthy with out tax


Random Hangman
Rating
Yes. The vehicle is deemed as unroadworthy


L G
No. It does not invalidate your insurance cover. Read your policy document. The conditions are that you hold a current motor driving licence for that class of vehicle and that you are not disqualified or suspended from driving.Your other answers are stupid beyond belief.


fred405
Technically you have insurance and they cannot refuse to cover you

but

Most insurance companies work on the assumption that without tax you shouldn't be on the road and try to refuse to pay

but

You are legally entitled to drive an untaxed car to and from an MOT that is pre-booked provided that you have insurance. Subsequently to a repairer should it fail the MOT

so

How legally can they say insurance invalid

now

That said if you are in this situation I can only wish you good luck as the might of the insurers is normally stronger that that of us

Remember David and Goliath


olliewobbles
yes-and if you read your policy then you would know this-sorry just realised...you probably have no insurance anyway!!!!!!!!!!!!!!!!!


The original Peter G
Rating
The tax shouldn't make any difference provided the car is insured and roadworthy. The insurers will look a bit harder at the case if there is any irregularity and might try to withhold the comprehensive bit of the cover, but they shouldn't fail to pay 3rd party claim


Paul C
Rating
Yes, so you had better drive off quick!!


UCANTCME
Rating
YES.......................

ITS BEST IF YOU CONTACT YOUR LOCAL (DMV) DEPARTMENT OF MOTOR VEHICLES OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.





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