If your name is not on your parents car insurance?
Find answers to your legal question.
If your name is not on your parents car insurance?
|
if your name is not on your parents car insurance, are you allowed to drive it and will they cover you if you get into an accident?
|
 
|
Pami
 |
well, it depends on their coverage.
most major insurance companies require that every licensed driver living in the household needs to be listed on the insurance. if this is the case with your parents insurance, then they need to list you asap or risk being dropped by their insurance. also, if they did not add you and you got into an accident they will not cover it.
some will cover any driver that is over 25 years old. so, if you're younger than that, it will not cover you.
and a small percentage cover anyone who drives the car. you will be covered if this is what their policy states.
have them call their insurance company and find out what their requirements are... this will save a lot of headaches in the future. |
|
sororitychick
|
Most states have permessive use on auto policys. This give permission for other individuals to drive your vehicle and coverage will be afforded if an accident occurs.
Just make sure that your not excluded from the policy. If you are an excluded driver no coverage will be afforded. |
|
Classy Granny
 |
No to both questions. Your parents need to add you to the insurance and their rates will go up considerably. A lot of parents insist that a young person get a part time job to help cover the cost of the increase in insurance. |
|
ed_razor
 |
You should be on the insurance if your 16-18. but if your 21 and over i think it should cover you. |
|
Chelsie surf
|
With most policies, children (under 25) who live at the same address are not covered unless added to the policy. |
|
ken48b
 |
yes it will ----as long as you are not listed under Restricted DRIVERS |
|
Seriously
 |
If you live in the house of the named insured and are a family member that is not an excluded driver than you are likely covered in thier auto in most states |
|
|
|
|
|
 What do i need to roadtax my car ? |
| Basically I've just bought a second hand car (my first car), ive got an MOT and i should receive my insurance certificate with in the next couple of days. However ive been reading up and i think ... |
|
 What kinds of cars are expensive to insure? |
im 18 and looking to buy my first car under my parents' insurance. what cars should i stay away from? i am most likely going to buy an mustang gt coupe (1960-1990).
what factors make cars ... |
|
 Can my parents find out about my speeding ticket? |
| can my parents find out about my speeding ticket? i'm on their insurance still, but i'm 23 years old. i got pulled over last night. i just want to know if it will show up on the ... |
|
 I had a car accident, the car was 70% damaged. What should I do now? |
| The accident happened last night on highway 101 near Studio City, Hollywood, the car went out of control and started swriling then hit the divider and bounced back to the soulder of the road. Luckily ... |
|
 Got into a car accident and other guy is at fault. his insurance accepts this yet only willing to pay 65%? |
| i was going north on a green following traffic flow. opposite car traveling south, turned in between the car ahead of me and i, going east (essentially making a left). he had no arrow, just tried ... |
|
 Whats the fastest u have gone in a car without getting pulled over..? |
| think about it even when ur around cops is it possable. to get away with this inless ur in a town that lets u.... |
|
 I had a new car. I let my niece drive it, and she had an accident. Will my insurance pay. She was not on mine. |
She was hit from behind. I just got the vechile last month. I do have full coverage. I just want to know if my car will be replaced by my insurance even though I was not inside.
Additional D... |
|
 Is it legal for a car insurance company to issue a policy without my authorization? |
| I called a few insurance companies for auto quotes. I went with one company and a few months later reicieved a bill from one of the other companies that i got a quote from. I called them to ask why ... |
|
 Do i need to wait on my insurance documents coming in the post..? |
| before i can tax my car, i just bought it and it had no tax??... |
|
 Insurance wont cover my car...need help.? |
| I was purposely hit by a guy who dont like me. I called up his insurance and they said they wont cover it since he says he did it in purpose. I only have liability on my car, so no luck there either. ... |
|
 I have justed canceled my car insurance? |
| Just what to know is there anything else i need to do like tell someone that am not using it any more because i cant pay for it (its cheaper on the bus lol) but i still have it taxed till december ... |
|
 With only comprehensive insurance does that cover a collision in you own driveway? |
| If you have storged your car and it only has comprehensive insurance and you backed into that car with another car is the car in storage covered by comprehensive insurance?... |
|
 I havent paid my car insurance in two months will they terminate me? |
| Ive been with liberty mutual since i purchases my car in april i have to pay $218.00 a month. First payment was dued June 5 couldnt pay it now they added on the bill for this month which is $430.00... |
|
 How do I find out who this car belongs to? |
| If someone went into the side of me, and my car is damaged. He does not want to go through insurance, says it wasn't his car it was a courtesy car. He is willing to pay a garage to get the ... |
|
 If the rims on my car are worth 6x the car, do i get refunded if it gets stole? |
| it was left outside my firneds house and i have liability, but i dont have a receipt for the rims, i got them fro,m the swap meet but i know there real..since i had insurance, i should get them ... |
|
 Does the Pass Plus, bring your car insurance down, if so how much? |
| my daughter has just passed her driving test and is now looking to buy her 1st car, so will the pass plus bring the insurance ... |
|
 I got 6 tickets in a 12 month period with a cdl class b license. now the insurance co. wont cover me.what 2 do |
| they say 5 years of no driving . Can i hire a lawyer to get them expunged and if so when and what type of ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
