Im using my dads car for my driving test, he is insured but i am not. Will i need insurance to sit the test?

Eric T

Yes, you will need insurance.

Go to http://www.InstantQuotePro.com to get the best price quotes for free (no obligation).

Ken D

You will have to sign the declaration on the top of the test sheet to say the car is insured, if you have an accident that is when you are in deep trouble.

MellowMan

You will have to be named on his policy or they will not let you take the test.

domquin

Your Dad will have to call his insurance company to get permission for you to drive the car. Even if it's only for the duration of the driving test.

purple nurple

Yes, unless he has 'named ' you in his policy. He'll need to phoine the insurance company first...and you shouldn't be practising in it until you are insured.

southamptongirl

yes

kelly_f_1999

car has insurance your fine to take test

Bardic

To drive dad's car, whether for practice or for test purposes, or for that matter at any time, there must be insurance in place for you, personally, to do so. Ask dad to have his insurers add you to his policy as a named driver. You will have to sign a legal declaration that there is suitable insurance in place when you turn up for your test.

That's for the UK.

Aibrean

You need to call your insurance company. Some companies allow "permissible drivers" (the owner of the car and who is responsible for the insurance premiums gives permission for the person to drive it) but some don't. I would check to make sure.

timatcrosby

I used to be a Liverpool driving instructor in the U.K, and I am assuming you are using the car under U.K law.

Being not a full licence holder you are breaking the law if you are driving a vehicle without insurance cover.

Times have changed I know, back in 1980 when I was learning to drive I was included in my fathers policy for Â£5 and we thought that was cheep even then.

Frankly insurance companies are ripping off learner drivers, and it can cost hundreds of pounds to put a learner driver on an insurance policy, we need a MagnaCarta in the driver training industry to enshrine the rights and duties off driving examiners, trainers and learner drivers to bring an end to the learner driver rip off colture (one reason why i left the industry) but without insurance cover both you and your father are breaking the law.

At the start off your driving test you sign a declaration to state that you are insured to drive the vehicle, I strongly recommend you take some driving lessons with a driving school car similar to your dads car and take your test with it, it will probably be cheaper then paying out hundreds for insurance, particularly if you are at our near test standard, I hope you find this information useful.

ANDY

hello

You do not say where you are.

YES

Here in U.K you must be insured to drive on the public highway. He will need to add you as a named driver which will probably cost Â£25 admin fee unless you have points or convictions.
You must also have Insurance, MOT and Road Tax to park or drive a vehicle on the public highway.
Only exemption is a vehicle being driven to a pre booked MOT

Andy C

car253

Aibrean was the only one with the right answer. Some companies have " permissive use". Call and ask your agent.

RUTH D

I've ever ment the similiar thing -- still a little bit annoy,here http://www.CarInsuranceFree.info/free-car-insurance.htm is the resource tha help me out.

nosdda

Yes, you have to be named on your Dads insurance. One accident and you can lose your licence before you have it.

WelshLad

Yes

V P

you MUST get insured on this car, he can add you as a named driver by ringing up his insurers and they will sort it. The test will not go ahead unless you are fully covered.

COLIN T

Bl**dy hell, talk about starting your motoring life out he wrong way!
Your dad's insurance is for your Dad, not you. Unless you are in a driving school car you will have to show your own insurance covernote for the vehicle.

Superleague32

Hi, I am a driving instructor and can help. The answer is definitely 'Yes'. You will need to phone your dads insurance company and get yourself added to his policy as a learner driver and explain that you will be taking your test in the car. They will charge an additional fee for this.

2Westies

I don't think so, you will be a permitted user.

Britbloke

The answer to your question is 'yes' you must have yourself named on the insurance and the insurance company must be made aware the car will be used on a driving test.

Here's a link to a company who specialise in insurance for learner and young drivers.

http://www.youngmarmalade.co.uk

this is my nickname

Your dad has had to already reported you to his insurance company. The insurance company asks ages of everyone with access to his vehicles. When you come to driving age they'll notify him and he's probably already added you and you don't know it.

sick of extremists

Your dad's policy should cover you- but he should ring his insurer to check.

It used to be the case that insurance policies allowed the owner to lend the car to someone, and they would be covered. This was known as "any driver" or in the USA "permissible driver". They still do this, but it is no longer a common feature- it is more likely than not that you will need adding to your dads policy.

The same lawas apply to any practice you do as to the test- it needs covering by insurance. No cover- you're driving illegally.

CYNTHIA R

The insurance coverage goes with the car, not the driver.You should be covered under a clause called PERMISSABLE DRIVER. Have your father call his insurance co to verify that anyone driving his vehicle with his permission is covered.
Many people are misinformed as to their thinking that their insurance covers them and whatever they drive.......incorrect. The insurance coverage goes with the car not the driver.

im2bizzy

His insurance coverage is on the car, not the driver. The car is insured against damage. When you get your license, he'll need to add you on to his policy or get one just for you. (that would be if his rate would go too high by adding you.) Good luck. Don't talk on teh cell phone while you drive!

dzr0001

At least in my state, it would depend on an exclusionary clause.

Most policies will cover a guest driver of a vehicle unless explicitly stated. Some policies will exclude drivers under 25.

Your best bet is to have your dad call his agent.

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