Insurance - Can a named driver drive to college/work legally?

Nate W

Actually it is the opposite. If your friend is NOT a named driver or a named excluded, than he should not drive the car. If he is named on the policy as a driver, than he can drive anywhere and be covered.

jamiebarker2000uk

Without sounding funny.... Your question does not allow for a answer !

You need to look at your paper work and see which drivers are named as being able to use the car for Commuting,
It is entirely possible that it is only the policyholder.

Being a named driver does not entitle you to drive at all uses,

Check the papers and ring the insurer to check and add commuting use for named driver if need be.

Ben Gunn

You need to check your Certificate of Insurance. In one section it says who can drive. In another section it should give the purposes for which those people can drive. It needs to include travel to and from a place of employment. Having arrived at work, if you then use the vehicle for business purposes, further insurance is required. Use for business purposes includes everyday things like shopping for the company and even taking an injured person to hospital.

holiday1

Yes, providing all the details of the insurance cover are met.

WelshLad

It's possible they haven't got him insured for Commuting, just SDP (Social, Domestic and Pleasure).

collegeboy

Why not? Please explain.

So long as it is in the same car that is on the insurance papers and they have a full license then yes.

ANDY

Hello

As a named driver he will have the same cover as his parents, Diving to College would not contravene the Domestic and Social Cover by most companies.
All companies will also cover you when you drive to work
Companies will require an add on to cover you if you use your car at all for work. Mine was only a Admin Fee.

But to find out fully you would need to check the policy as they are all tailored as required

Andy C

car253

If your the named driver why not? Of course you can.

Named drivers are not the best policies. Switch to a company that offers "permissive use".

You might post more details if you have more questions.

Causeway

Normally the policyholder is the only one covered for business use if it is included in the policy. A named driver is normally not covered, some insurance companies consider travelling to and from school as business use so therefore a named driver would not be covered for this activity and hence would have no insurance.

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