Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

Insurance Fraud?
Find answers to your legal question.





Insurance Fraud?

My husband and I are seperated. He has a car registered and insured in his name only with GEICO. My name was on the insurance policy as a second driver. I know he is not good at paying his bills and I think he will let the insurance lasp. I tried to have my name taken off the policy but they refused. Even though we are living apart we have not started the legal seperation yet. I am worried this may affect my licence or if I try to get insurance or registration of my own. Is this legal for an insurance company to do?


    




JT
You are only a named driver, the policy is not in your name and therefore not your responsibility.


Nick
Rating
Don't worry about it. As long as the policy is in his name, you cannot be held liable for anything... Only your husband can remove you as a second driver as he is the policy holder...


Queen B
if you are living in separate households, provide them documentation of this and request to be taken off. they will usually take a bill or lease from your new residence. if you live in the same house still, you can take out a policy in your name only, and then provide them proof of other insurance. since the car is registered to him only and you are only listed as a driver, him not paying the policy will not affect you in any other regards than you will not be covered under his policy anymore. it will not affect your credit in any way, or stop you from getting a policy elsewhere.


Lisa
Since the car is registered in his name only, it will not cause you any problems.


CarMan
I don't see how your just being a driver on his policy affects you in any way in terms of getting your own car and insurance, whether he fails to pay or not.


sarah c
Rating
dont worry, you are just listed as a driver you are not the primary policy holder. there fore its not going to effect you. if your husband tells the agent it is ok to take your name off the policy they have to take your name off, but only the policy holder can make changes on the account, thats why they wouldnt take your name off when you asked them. hope that helped.


oklatom
Rating
You really don't need to be overly concerned with this. All it does is cover you if you should happen to drive his car, it won't affect your car or your insurance at all.

If you have a car that you are driving, you need insurance on that in your name. Contact an independent agent and tell him what you have, and what you need and he will put you in your own policy which will protect you.

Good luck.


Sunshinelife
If you are still considered married (especially if you are still under the same roof), the insurance company will likely not take you off the policy without his consent.

However, if the bill is not paid, there is simply no insurance in place which, as the driver, is his problem and not yours!

This will not effect anything for you. No worries!


Robert P
there is no problem... you are listed as an insured driver on that policy...you are not the policy holder...it will only count against him if the policy lapses


dirkgirlz
Rating
Try googling it ... i think there are websites that give you legal advice about things like this....How can they refuse to take your name off the insurance policy? That's a bit bizarre.


ξήĢŁĭŞĦ ŗǾşξ ©® ღஐღ
They usally need authorisation froM the policy holder t o change details .. its perfectly standard practice.. you need to kik ur ex up the bottom

why would it effect your licence or future insurance ??


EVANS HERE YAY!!! WHAT A BIG GUY
Rating
no they should take your name off you may need him to call send a certified letter saying you dont give rights for your name to be on the policy and you want it removed.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 Who gives the best value for money car insurance?

Additional Details
Ooops forgot to say am in UK....female 28 married no convictions or claims ...


 Does auto insurance depend upon the color of the car?
...


 I was rear ended. I got 4 estimates. Offender will only pay the lowest and the shop is really low quality. ??
I got 4 estimates for the damage..$611, $608, $422, $319. She wanted to keep insurance out of it. The lowest $ body shop was request by the offender after seeing each of the other estimates. I am ...


 I have a provisional licence and want to take lessons in a mates car but don t know what i need?
does his insurance cover me or do i need my owen insurance if so where from?...


 Is 10.18% a decent APR for a $10,000 auto loan?
Vehicle is a 2003 with less than 70kmi on it. I am 29 with low/average credit....


 If a person was in a car accident followed by a dwi will car insurance pay for damages?

Additional Details
i just want to make this clear that the person this happened to is my mother & she is not being very honest with me, along withe dwi she has 7 tickets and is ...


 Will i lose my no claims bonus if my car isn't insured for 18 months or more?
...


 A drunk driver crashed his car into my house....?
I was under the impression that because he was arrested, and the accident was obviously not my house's fault, that his car insurance would have to pay for the damages to my house. However, my ...


 Hit & run by uninsured driver, whiplash injury?
HELP!
my stationary car was hit by an uninsured driver who left the scene, I followed and showed the police the house she went into.The police are now saying the driver cannot be found.My ...


 How much does a new driver (19 yrs) typically pay for car insurance for a used 2 door car?
In C...


 How old do u need to be 2 drive?
before it was 16, what age is it now?
Additional Details
i live in the united states

state:

...


 How to get back driving license if it was suspened?
Driving license suspended in year 1997 because speeding ticket was not paid
Additional Details
For those who wonders why the 10yrs period.: I was out of the country for that 10 yrs and ...


 After a car accident can the insurance company tell me where to get my car fixed?
in ...


 How long shall i wait for a second dmv written exam?
...


 What will happen if i get caught driving with no tax but i have insurance and licence?
...


 What's your monthly car payment? And Insurance?
I'm interested to see what people pay for their cars and car insurance compared to me.
I'm a single 28 year old female living in a city. (RI)
I pay $282 for a new Jetta lease and ...


 I took a road trip with my car and we took turns driving. My friend hit an animal. Who pays?
My car has insurance which should cover the accident. Is my friend responsible to pay for the damage or my deductable etc....


 Does full coverage car insurance pay for the whole loan amount after an accident?
Hypothetically, if the car was only valued at 5 grand, but the owner still owes 6 grand on the car, does the owners car insurance pay the entire 6 grand?...


 Do I need to have valid insurance when buying a new car?
I am living in campus, and I will buy a car soon. I don't have auto insurance right now. Do I need to buy insurance before I buy a car?...


 Son was hit by a car on his bike, whos insurance pays?
he was riding his bike, and the lady that hit him was driving her parents car cause hers was getting new tires, who's insurance should pay for his medical expenses? she is in jail for DUI and ...




Copyright (c) 2009-2011 Wiki Law 3k Sunday, May 27, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.034