Insurance Premium Increase?

Home : Legal Forum : Insurance & Registration

Insurance Premium Increase?
Find answers to your legal question.

I got into a car accident last month..i hit a BMW that caused it to bump into a Mercedes in the accident. (The accident was on the highway)
The Mercedes just has a scratch on the back bumper, and I'm pretty sure the BMW needs to replace the back bumper i hit, and probably some scratches in the front...
does anyone know about how much this will all cost for repairs?

And does anyone know how high my insurance premium will go up? I'm 18 years old living in CA, with Mercury Insurance.
Additional Details
I'm concerned with the cost of repairs because i've heard that depending on how much damage is to the other cars, the total cost for my insurance to pay is going to affect how high my insurance premium raises.
And I've already reported this accident to my insurance company

entidtil

Why are you concerned about the cost of repairs ? Isn't this what you paid Mercury to do ? If they surcharge you it is typically a small amount (5% ?) and only for a limited time

Lovebug88

It's hard to say... a car accident will definitely make your premium increase and a lot more because of your age. If the claim is over $1,000 it will remain on your record for 3 years and it's a chargeable insurance claim. You might want to call your insurance company and ask them (they'll find out anyway). The good news is that the increase will not happen until your policy goes through renewal. Unfortunately accidents at a young age are the worst to get them!!

Enter Your Message or Comment

User Name:
User Email:
Post a comment:

Legal Discussion Forum

Marriage & Divorce Insurance & Registration Law & Ethics Immigration Law & Legal Jobs Law Enforcement & Police Cars & Transportation Safety Child Adoption Embassies & Consulates Military

A car crash into my car on purpose when my car was parking!!??INSURANCE!?

I got 1 ticket since i was driving til now
will my insurance rate go up???
...

I failed my driving test for the 2nd time,I feel it may have knocked my confidence, so should I take it again?

I know I am a good driver in my lessons so how come it all goes wrong on the 40mins of my test?...

Someone wants to borrow my car to use in their drivers license driving test?

Basically the person is a friend of a friends and I don't know them personally. My friend says that the kid doesn't know anyone with a car and my friend figured he's ask me since he ...

Is ti the doctor's fault part 2?

before my mum have her catarat operation the doctor never told my mum she have the otpion to choose the type of len to be place in her right eye and he never told her they type of len availbe to her....

Want to register to hire car on regular basis so just pay for insurance and fuel?

Have just written off my car and am now looking to be a regular car hirer. I don't particularly want to car pool as have considered this option but want to find a reasonably priced option to ...

What is the penalty for driving without insurance and expired tag?

in collier ...

Why do the insurance company want to see where the funds for my vehicle came from ?

Hi there, my sister purchased a brand new 09 plate mercedes benz. She borrowed the funds from her mum and family. I am the name driver on her insurance policy. My sister is 29 and i am 21 years old. T...

Can I pass my CA DMV driving test with no airbags?

My vehicles airbags are not working and the drivers side and passenger side airbag covers have been taped shut. Will they fail me for this?...

How do i avoid repposesion of an auto?

...

Driving help!!! permit questions?

please help me answer these questions...

1) In general you should pass a vehicle or bicycle going in your direction on the right.

True
False

...

If some one drives my car totals it and charged with a dui,will my insurance pay?

...

How can I negotiate a better payout for my car from my insurance?

I was in an accident recently and not at fault for the accident,however my car is totaled and i need some advice on what I could do to negociate for more money (the offer isn't high enough to ...

Do you need insurance for a motorcycle?

My dad wants me to get insurance but that's just more money do I really need it to ride it?? Will I get in trouble by the cops if they pull me over and I don't have it??...

How does a traffic ticket, first offense, impact the cost of auto insurance in dollars or percentage?

I got a traffic ticket under the Ontario Highway Act for "Disobey a Stop sign" it carries a 3 demerit points and a fine. I would like to know how much this infraction may increase my auto ...

I bought a car and was given the title but my one yr. old son ripped it in pieces.....?

I got a car from a dealer and was making payments but when I was done, he gave me the title. There was a lien hold but was taken off, it even showed on the title that it was taken off. I was about to ...

Cheap london private hire car insurance for starters ?

hello,
can someone please help me find the cheapest london private hire car insurance for fresh starters.
thank ...

Will Cobb County accept an online defensive driving certificate? I have to take it to reduce my points.?

I dont have the spare time between work and school to go to a brick & mortar one. Was wondering if the court will accept a certificate from a defensive driving website. Also does anyone have ...

Car insurance with a juniors liscense?

i have my permit now and should be getting my juniors license in about a month and a half and my regular license in about 6 months. I already have my own car. Do car insurance companies allow drivers ...

How do i declare my car scrapped?

i had a car crash new years eve and have now recieved letters to renew my tax the car is a right off so insurance has got it how do i declare this
Additional Details
i do not have all ...

How do car insurance companies determine fault when both drivers are giving conflicting stories?

Let me give you a hypothetical example. Suppose Car A is in one lane and Car B is in the next lane. Car A cuts off Car B and Car B is unable to slow down/stop in time and rear ends Car A. When the ...