Insurance adjusters of person that hit you..?
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Insurance adjusters of person that hit you..?
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I was at a red light 3rd in line- the 2nd car backed into me as i was stationary..police were called - but lady pleaded with me that she would pay me in a few day- damage seemed small- plate holder on front bumper very cracked and falling off in pieces. i agreed - needless 2 say she didn't pay when she said she would. I have contacted her insur company * i did get her info*, someone called me asked me what happened,what car was being driven ect..she added that an adjuster would call me 2 come and look at damage and they were going to call the person that hit me. I don't know what to expect, there was previous damage to my bumper but not at all in the area of the plate prior to this hit. The estimates that i have gotten have shown alot more than the 50.00 i asked the lady for! Estimates state an alignment is now needed as well as other things in the plate area she it - amounting to nearly 800.00!
This is all new to me so someone please help me understand and have some knowledge of what to expect.
THANKS
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Kaci
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It appears the other ins co called you and and will assign the claim to an adjuster who will send an appraiser to estimate the damage to your vehicle. That's a good thing!
Some adjusters will ask you to get two or three estimates, submit them to him and he'll pay you based on the lowest estimate. It depends on the ins co.
Don't worry about old damage to the bumper already. The appraiser will estimate the damage in the area their insured caused.
I understand your worry and angst, believe me. Would you write back and let us know how it worked out for you?
Best of luck. |
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David W
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It depends on the company. Some will send an estimator, they'll look at your car, then cut you a check for their estimate. Others will give you a list of body shops that will repair your car at their estimate; you take the car to one of them and get it back in a few days fixed. |
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