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Insurance question from a CA driver?
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Insurance question from a CA driver?

I live in CA and my employer wants to loan me a car to get to and from work because I don't have one. His car is insured but Im not insured under his policy. What am I liable for and what is he liable for?


    




George V
Rating
carquotes.sinfree.net - try this one. I have their car insurance and, as I know, they can provide such a service.


Driving Instructor (BRAKE!)
Insurance covers AUTOS, not individuals. How do you know you're not covered under his policy? Unless it is specifically stated, most policies cover anyone driving a car (with permission of the owner.) In those cases where the insurance states "named drivers only" then your employer would need to either change coverage or apply for a "rider" for your use of his car. He'd also end up paying a surcharge for the "rider."

A "rider" is a policy supplement that changes the contents of a policy.


gomanyes
Wow, that's really nice of him. I wish my company gave me a car lol.

The answer to your question all depends on the exact wording of his policy.


oklatom
Rating
that would be something you'd need to discuss with your employer and reduce it to written form before you start driving his car. Who pays for fuel? What about repairs? Insurance?


Scott P
Rating
first,you should collect some resource by searching the relevant keyword in search engine,if you got good luck there ,then your problem solved.however,if you are not able to find the ideal answer by doing that,here http://www.CarInsuranceTip.info/free-car-insurance.htm is the resource i recommend.





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