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Is it customary for insurance companies to ask for proof of mileage??
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Is it customary for insurance companies to ask for proof of mileage??

Geico is requesting that I send them maintenance records to prove that I drive less than 3000 miles a year. If I don't have it they are threatening to raise my rates to 12,000 miles a year.

What if I can't find the records??????


    




Sinclair C
Rating
For auto insurance the fastest way to get a low quote is do a auto policy comparison. If you choose the same coverage levels, you can get an fast quote to compare against others. Use the same city/state, auto make and model, mileage and driving history to make sure you get an apples to apples comparison. To get easy auto insurance quotes, go to http://www.simpleautoquotes.com/Auto-Insurance.html and you can compare the major auto insurance companies.


ravenjudge
Rating
evidently they have reason to believe you are claiming a lower than realistic mileage. yes, they can request proof, and raise your rates if you were less than honest. ask the shop you go to for records.


Dtownfb
Typically they only ask for mileage but something must have raised a red flag. If your mileage is truly only 3000 miles, ask if you can take it to a local agent to verify the mileage on your vehicle? the agent can confirm the VIN number on the policy and certify the odometer reading.

At 3000 miles a year, you will have very few maintenance records.


Scott H
Rating
Then you pay the increased premium for 12,000 miles a year. I've never been asked, but it certainly is with the rights of the insurance company to ask for proof of mileage. Insurance companies aren't stupid.


timothy p
Rating
you are paying rates based on you only driving 1/4 the miles average driver. If they are giving you a discount for this, it is their right to request proof that this is the case.


Live to ride
Most insurance company's just ask you for the mileage. They do not request you to send any records. Could you have made a mistake on their form when you filled it out ? Good luck


Nap
Rating
Nobody says you have to maintain your car. They can not make you but in most states you have "State Inspections" Does yours? If so, you get a copy of the results (By Law) given to you by the Inspection Station. On this record or receipt will be the accurate mileage. Of course If you do use your car for work like 99% of the people and then lie on your Insurance form, your going to get caught sooner or later. And with Geico!! The worst when It comes to this detective stuff.They like that. I think the agent gets a bonus if they catch you. Try and call them, they will except the Inspection receipt, I'm sure. If you "Lost Yours" go to the Inspection Station and ask for a copy. I know that here In New York State, The Station has copies available on the System they used to inspect the car. Good Luck and in answer to your original question: They have every right to ask you to produce It because your insured by them. If you can not "FIND" them, go do what I suggested. BTW, you MUST know someone who owns a repair shop? He could give you a receipt, maybe





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