Is it illegal to leave your keys in your car, hoping sombody will steal it so it gets paid off?

brokestudent

I have a crap car too and I think about that same thing at least every other day haha.

overlord_grim

Actually, it would be considered negligence and the insurance could refuse to pay.

kiltsablowininthewind

Probably won't pay you because you left it open to theft. Plus could risk fraud charges...

NeferTT

its called insurance fraud...yes its illegal

Envy

LOL yes it is if they find out you wanted your car stolen

q6656303

insurance wont pay out if you leave keys in car
just sell it

Neil B

It's not illegal to leave your keys in your car. But I'd be real careful about telling anyone that's why you're doing it. Especially the insurance adjustor.

Daniel S

Yeah if you get caught you would be caught for fraud, and probably would serve some Jail time. Make it seem less obvious and don't lock your doors having your keys incase the insurance company investigates.

lovetoday

only if you get caught. or they prove that was your intent

THe questioneer

yah its the same as hireing a mob guy to steal it if your intending to get it stollen then yah its insurance fraud ALSO!!!
the insurance company will only give you ow mutch your cars worth not how mutch you paid ALSO!!!! if they dont know you ment it to be stolen well you might just pull it off.

crichards96

If they don't know you did it on purpose its perfectly "legal"

No, it's not, they're just accidents.

mwa

heck no. Not illegal at all, I did that once and then insurance wouldn't cover it! the keys were in the glove box. I said I didn't know how they got the keys as they weren't in the car (the car was recovered with the keys, but it was totaled)... the insurance company said the doors needed to be locked for them to cover it.. I said they were and they said, no sign of forced entry... I did get some money but they were so onto me.... didn't work out as good as I had hoped

Mike Oxmaul

Don't tell your insurance company you left the keys in it.

sParKy

Yes they would question why the keys were in the car and you would still have to pay the excess?!!

angelalee76

Your insurance company will not pay it off if you leave your keys in it like a dumba**.. they would consider that your own fault..

lily r

yes its like when some1 cant sell their house sometimes they will burn it down or damage it to get the insurance it is illegal and the cops normally catch them if i was u i wouldnt...

john_brinkl

What do you think.Especially now that the world knows.

WitchTwo

No, one would call it stupid......but I was discussing it recently with some friends. Lots of people invite their vehicle being stolen, but there is nothing illegal in being "stupid".

Its still breaking and entering if someone comes into your home and steals from you when the door was left unlocked.

So go ahead and keep leaving your keys in the car and the door unlocked.....if it gets stolen, oh well. If it doesn't....well just park it in the right neighborhood.

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