Is it normal for the car insurance company to salvage the car and ask for the title at the same time?

I was rear-ended and the other party's car insurance company has the nerve to ask for my car and my title. After that, they will send me a check. Is this normal??

I have no guarantee that I'll get a check. The company is called Assurance America. DO NOT INSURE WITH ASSURANCE AMERICA.
Additional Details
They're very SLICK. They send me power of attorney paper work, and the settlement quote. The letter also asks me to MAIL to title back to them. Then Carport the salvage company calls me to pick up the car, the same day. WTF?

Barry auh2o

. This is standard practice when a car is totaled. I've been in this position myself.
I mailed them the title, and I had my check in a very short time.
You're going to have to trust them.

george 2

when an insurance company totals out your car and they give you a check , the car is theirs and yes, you have to give them the title. its just like you sold them the car. also they need to check the title to see if you have a loan out on the car as then they will hand the check to the finance company instead of you.

spike

It's the typical process. They won't issue a check until they have the car and the title. I went through the exact same process a couple of months ago. just make sure you have all the contact info from the agent and the transport company leave you some documentation that the car was picked up. It took about a week to get the $$ from them.

Scott H

Yes. My son totaled my truck 6 months ago. I was lucky enough to be able to settle with my insurance company locally, but they towed my vehicle to their yard and I met them to hand over the title, sign the power of attorney and they handed me a check.

oklatom

Do NOT allow them to take your car, and sign over the title until you have your check.

Have your insurance agent call them and tell them the way it will be, and then follow YOUR agent's advice.

mbrcatz

Well, yes, they can't salvage the car until you turn the title over to them. If you're keeping the car, they'll have the title changed to a salvage title, which should then be mailed to you.

Ask them to make the payment to you, and hold back $500 for the title. Then after you get MOST of the payment, you'll mail the title to them (delivery confirmation), and after they get the title, they can mail you the check for the last $500.

UCANTCME

NO...............

WAIT AND SEE WHAT THEY ARE GOING TO OFFER YOU FIRST AND THEN GO FROM THERE.

LOOKS LIKE THEY WANT TO SETTLE THIS ONE VERY QUICK.

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