Is it possible for car insurance to refuse to pay and have me responsible for an accident?
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Is it possible for car insurance to refuse to pay and have me responsible for an accident?
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I was involved in a accident in September of 2004, I hit an vehicle at speed of 10mph, there was barely any damage on other persons car, my light was damaged (paid $350, for replacement) at the time I had full coverage with certain insurance company. At the time of the accident the other party reassured the police officer and me that she is not injured, I was cited for careless driving. Later on injured party sued insurance company for 15K for loss of enjoyment of life!! But they refused to pay, now I am served with a lawsuit and I have no idea what to do!
Additional Details
In state of Florida the statue of limitation is unfortynately 4 years of the date of the accident. there is 10 more days left until 4 years complete. I am really bad with my finances at this time, let allone lawyers fee...
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remowlms
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I am sure they refused to pay - as they should if the other person wasn't hurt. The lawsuit always names the driver as a defendant. If you and your insurance company loose the suit, the insurance company will pay.
Insurance companies don't pay just because someone wants them to or because someone makes a claim. You actually have to be injured and prove it before they will pay out... |
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NavaehRose
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I think your insurance company is liable. get in touch with a lawyer to be sure |
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Dr. Strangelove
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It sounds like the statute of limitations has long expired. I think they have two years from the date of the incident to file a suit. Check your dates .
You definitely need the advice of an attorney |
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§ ☼ JLG ☼ §
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You need to get in contact with your insurance company - the one you had at the time of the accident. I believe that they will defend you in the suit and will pay if you are found liable. But, contact that company ASAP as it is a time sensitive matter and they only have a certain amount of time to file a reply. |
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