Is my insurance going to suffer because of this and am I really not at fault?
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Is my insurance going to suffer because of this and am I really not at fault?
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This morning I was driving north on a busy street when the light turned yellow when I was about 24 feet from the intersection. The speed limit was 40 and I was going 40-45 mph. I decided that it was safer to go through the intersection than slam on my breaks. As I was going through the light a car turning left cut right in front of me, thinking I was either stopping or they could make it, either way I slammed on my breaks and still hit them on the back end of the passanger side. The light had not turned red until after the impact and as I was going through the intersection it was still yellow. My car is okay, the bumper just needs to be replaced but their car was a lot worse. There was witness that stopped who told the cop who then told me he said I had a green light and I tried to break but they pulled in front of me. I didn't lie and told the officers it had turned yellow. They said something about maybe citing the other driver but seemed like they were debating the fault.They said I had to wait until the report came out to find out who was at fault? Am I liable for anything considering the police officer told me the witness said it wasn't my fault and I had the right of way? Even though I told them the light was yellow?! I am sorry I can't lie and say it was green when it turned yellow?!
Additional Details
to clear something up, the light was yellow and freshly yellow I did not run a red light. I was so close to the intersection at the legal speed I was going, if I were to stop at the moment it turned yellow I would have been hit from behind. The law states when the light turns yellow, slow down, only if it is safe to do so, it was not. Either way, if I had been running through a yellow light(which wasn't the case) the other driving was as well and did not have the right of way. My understanding is you wait until the light turns red and then you have the right of way because you are now blocking traffic and then you complete your turn. Which is what everyone did in that intersection as we watched for 30 minutes while things wrapped up. I saw left turns on red, yet not one yellow light turn.
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Gambit
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Well, first off the police do not determine fault unless they witnessed the accident first hand. Second you have an independent witness that backs your story (worth their weight in gold). If the other driver does not have an independent witness to back them up (or a photo from a red light camera) then they are going to be 100% at fault. |
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Jackie R
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That is crazy. I had something very similar happen to me when I was 21. I was in the middle of the intersection waiting to turn left. The light turned yellow and I still couldn't go , I started to go since it was clear and as I started to turn it was red, and just as I thought I cleared the intersection, this lady smacked right in to me. She told the officer the light was yellow and he actually cited her. He told her that yellow means slow down and stop, not to go through or try to go through. If she would have been in the middle of the intersection while it would have turned yellow, she would have been okay. We went to court after I sued her, and she lost. For the reason of her going through a yellow light instead of slowing down to stop for red. Plus I had a witness.
Good luck |
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oklatom
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If the light was yellow before you entered the intersection, you are guilty of running a red light. Period.
Just report it to your insurance company, get a copy of the report when it becomes available, and get a copy to your agent. They will take of the damage you caused. |
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pickmefirstplz
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it will probably come out70/30 in your favor |
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