Is the more smaller the car engine size the cheaper the car insurance will be?

shayla x x

yes it is cheaper the smaller the engine and cheaper tax too

KellyG

Yes, and it also depends on the car's co2 emissions, the greener the car, the cheaper the tax!

gooner1212

Take a look at this http://sirlook.com/hl03u article i found it should answer your question and also has some good information on car insurance and finding good deals etc.

deanspurrier

Typically it can be lower but not always. Remember that along with many other factors that the Insurance industry uses to produce actuary tables that help them determine insurance rates, one of those is the survivability of an auto and it's occupants in an accident. So if you buy a small tin box of an auto that did not do very well in crash ratings test or caused excessive damage to whatever it hit vise verse this can have a negative impact with regards to the rate.

Remember though if you only want to carry liability than more than half of the rate is put on you the driver, experience and so forth. Good luck and take care.

Neil

In the UK that is not necessarily the case.
Our insurance is based on a 20 group system, with the group for each version of every officially-available car assessed by the Association of British Insurers based on a number of factors including:
Purchase price
Performance
Security (from theft)
Desirability (for theft)
Cost of repair (after low-speed accidents).

Generally, for any given model of car (e.g. Ford Fiesta) the lower-powered versions will be cheaper to insure. However, if you are comparing two different models the same may not be true - for example a new Fiat Punto 1.4 8v is in group 3, while some versions of the Ford Fiesta 1.25 are in group 4.

BobC

A smaller engined car will be cheaper to insure, cheaper on fuel and for an additional bonus will be cheaper to tax, provided it is not classed as a sport model or been modified.

c.j.davies

Yes

Not Ecky Boy

absolutely so if you are young get a micra or something.

shirley_hbuk

yes absolutely

mrsjingles26

Yes and was told, just after I bought my 1.6 Astra, that if the engine size is under 1 then you don't have to pay road tax. Either that or it's mega cheap!

Alan W1

Normally, yes, but this only applies to standard road cars.

gixer rider

not strictly so ... it can depend on where you live and also onhow many have been involved in a car accident and how many are stolen.
example i have a saxo VTR 2003 worth about 5/6 k i guess that is Â£430
i have a new gsxr 1000 motorbike worth 9k which is modded aswell and is group 19/20 and is Â£320.
its not always about the power.

just curious

No. The cost of insurance consists of many different factors..
Your age, driving record, # of cars on the policy, whether you attended driving school, and the year/ make and model of the car will affect it too... not just the engine size...

uncle fester

Use this to search models by insurance group;

http://www.parkers.co.uk/insurance/

jon

Sometimes but not always the case.

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