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Is there a time limit for reporting a car accident?
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Is there a time limit for reporting a car accident?



    




leadbelly
where I live you must report to the Police any motor accident with more than $500 damage within 24 hours.
my insurance policy states that I must report the accident to my insurer as soon as reasonably possible.
there is another clause which states that if I withhold information they later consider relevant they may void my cover. that perhaps could apply if I fail to report an accident.


byderule
Rating
i doubt if an official time limit exists,it is usually with in the first day
would be pointless to report it after a few years


alias1013
It can vary from state to state. Check with your local and/or state police.


tonalc1
Rating
Check your policy to see if there is any reporting restriction.

Contact the insurance commissioner's office in your state; there may be a provision in the state regulations demanding timely reporting to your insurance company of any incident you will make a claim on.


notaclue
Not only is there a limit but also a restriction! If you don't file a report within a certain time frame most carriers now a days refuse to pay the claim! Varies state by state due to each states regulations but here on the east coast it's pretty much common practice!


Loollea
yes in some places, if you do report one much later nobody is going to believe you, they will at least wonder why you took so long, just too suspicious


Sophie
Rating
The one year limit is the period of time in which you can sue (statute of limitations), but most states require an accident be reported within a deadline. In my state I believe it is two weeks.


CokedUpChef
ONE YEAR LIMIIT.. or else you cant SUE.





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