Is there any way around it?

3weeks ago i was on the motorway doing 5mph in stood traffic. And the brand new car bmw in front braked suddenly and i hit him from the back. There was no damage to my car but a small scratch on his car and he said to me that we wont go through insurance as no one wins and then he told me he will let me know wat happens and it will only need respraying for about 100quid. And now he rung me and says its going to cost 1000pounds. he is trying to rip me off. There were no witnesses and he is overstating his damage to his car, and i cant afford it. Therefore is there any way around it, any loppholes if i go through insurance and could make out it was his fault????? cos ive got claim going through my insurance already ????? is there any way i could win this over and say it was his fault ??? please help thanks when the accident happened we never exchanged insurance details but only name and adresse and registration details what could i do ?

brighton.england

The chap is doing you a favour, Imagine how much it will cost you extra for insurance over the next 5 years. It was clearly your fault so you cant blaim anybody.

It is very easy to break a plastic bracket on a rear bumper and a rear bumper for a beemer is not cheap.

sweetromanticgirl4u

Hi......if you got his address, go over one night and smack it again........that'll teach him!!!!

ronald575715

just tell him to get stuffed as there was not that amount of damage done.offer him the hundred quid he mentioned or nothing..You could mention to him that thepolice should have been called at the time as you could smell alchol on his breath and he should not have been in his car on the road......play him at his game and dont hand over any money ..Tell him to sue you for it ...Idont think he will

charlie

Tell him to go through the insurance. As he said that he didn't want to go through the insurance it probably means that he is not insured anyway. This way it stops him making things up and trying to blackmail money from you. Before your insurance company pays up he will need to get three quotes anyway. Ok you may be paying a more expensive insurance premium next year but Â£1000 more expensive? I dont think so. Good Luck.

jacqueline e

Ask him for written estimates to prove his claim.

Scouse

Don't mess about go through your Insurance. He is obliged to tell you who his are if he will not your insuraance Company will have the means of finding out. You would find it difficult to prove it was his fault. You are obliged to keep a safe disstance away. You failed. End of story.

amtusS

we have the same proems some years ago, let your insurance people deal with this. or set tight.

CwboyBill

I can only answer from a U.S. perspective, so here goes: report this as a claim to YOUR insurance TODAY. They will handle this guy from start to finish and if there actually was $1000 in damages then they will pay it. After it is reported, don't speak to this bozo anymore. Again, the claims adjusters will do all the talking -- AFTER they inspect both vehicles.

Spiny Norman

Firstly insist on an estimate from a gararge of YOUR choice, and you are entitled to have this in writing. Then quibble about the price if you think it is too much! Stand your ground and stress that you are happy to pay but want an indipendant estimate for -and explain exactly what damage you are prepared to pay for.

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