Multiple vehicle insurance issues.?
Find answers to your legal question.
Multiple vehicle insurance issues.?
|
I'm trying to figure out something that doesn't make sence about insuring multiple vehicles.
So I already own a car, and two motorcycles, plus I have my GF's car on my policy for the multi car discount. I've shopped around LOTS, and have found the cheapest insurance I can find.
Heres the thing, I want to also buy a truck. Now I've called all around for quotes, but they all say the same thing. Basically my truck will cost just as much to insure as my car. Including paying full liability insurance on both vehicles.
This doesn't make sence to me. Why do I need to pay full price for liability coverage for both of them, when obviously I can only drive one at a time? What if I were to have 4 cars? I'd have to pay full price for all of them even though I'd only be driving one at a time?
The way I see it, it shouldn't cost any more for liability on a second or third vehicle. A little for comprehensive maybe in case one was broken into or something, but why should I pay full price for multiple vehicles I can't possibly even use all at once.
Is there any sort of insurance company out there that does things differently? Any way I can basically just pay one reasonable price that covers whatever vehicle I decide to drive?
|
 
|
Jack S
|
autoinsurance.maclenet.com - try this one. I have their car insurance and, as I know, they can provide such a service. |
|
Lady Indica
|
Nope, the insurance lobbyists pretty much "insured" that insurers will be able to get as much money as possible from the American consumer. |
|
LINDSEY G
|
There is something called broad form insurance. It covers you as a driver. People have it when they own multiple vehicles. There are more specifics to it and it may not be offered in your state, but it's something to look into. |
|
sydkan
|
interesting thought and I see your point but you have to insure all vehciles that you drive. Most insurance companies allow for a multi-car discount to assist with that. |
|
|
|
|
|
 Can i take dad's car out of state? |
| dad was in an accident in december. the insurance company was supposed to send someone out to inspect the damage. the car is still drivable. i want to go out of state and dad offered i take his car ... |
|
 Applying for my first provisional licence? |
| hi i'm applying for my first provisional licence and i'm just wondering can i drive a car on my own with it or do i need someone with a full licence with me at all time. the reason i ask is ... |
|
 Does liability coverage for your vehicle cover a guard rail if you hit it? |
My brother hit a guardrail with his jeep... he is wondering and I'm asking if vehicle liability coverage covers the damage to the guardrail.
Please only serious answers and sources ... |
|
 How much would it cost to insure a new Mazda3? |
I want to buy a new ('08 or '09) Mazda 3. It would go on my parents
insurance, and they both have a clean record. How much would it cost to insure? I live in Nassau County, NY (Long I... |
|
 How do i get a car from my parent's name to mine even thou they bought it for me? |
| am 19 and i want to have the car in my name so that i can basically own it in every possible way. but my names is on it... its my car i paid the insurance. the only problem is my mom brought it for ... |
|
 Passed my driving test, but parents wont allow me to drive.? |
| i past my driving test about 14 months ago, when i was 17, and havent driven a car since. i am really hacked off because whilst i was learning, my parents insured me on one of their cars, but i soon ... |
|
 I was hit by a DUI driver at an intersection while I was running a red light carelessly, insurance coverage? |
| I got into a car accident last night when I was driving my friend back home. I was driving too carelessly and ran over the red light and got hit by another male driver. Fortunately nobody was hurt ... |
|
 What is the approx. amount owed that insurance companies forgive when coverage doesn't meet the total? |
| I was in an accident where four other cars were involved. With that, my policy only covers a total of $10k to any and all other vehicles and the actual damage will be around $16-18k. The $10k will ... |
|
 Is insurance for a 2 door car more expensive than insurance for a 4 door car? |
is insurance for a 2 door car more expensive than insurance for a 4 door car?
Say 2 honda civic, same year, one 4 door and the other one is a 2 door. Would the 2 door have a higher ... |
|
 Im going to be 18 next month i was wondering in the state of ohio do i still need to have my temps for? |
| Im going to be 18 next month i was wondering in the state of ohio do i still need to have my temps for 6 months prior to getting my license after i turn 18?... |
|
 Car no longer operational, Do I have to notify DMV? |
| California, Car Died, and I plan on "not" getting it re-registered.... |
|
 I need help with my situation please? |
| Hi, im 17 years old and currently live in Florida, i am moving to Ohio in a month to go to college. My problem is i currently have a Florida Drivers Permit, therefore when i go to Ohio i dont think i ... |
|
 No car insurance and suspended licence? |
| I was pulled over for a faulty breaklight and did not know my license was suspended. The cop told me it was suspended for non- appearance of a court date, I think of a ticket I forgot about for not ... |
|
| Is there a difference between the DMV handbooks? |
| Is there a difference between the 2008 & the 2009 CA DMV Handbook??... |
|
 How can I save money on car rental insurance? |
| I am going to rent a car for 3 to 4 months. I don?t have my own car.... |
|
 What r we gonna do about all those drunk drivers? |
| why doesn't none do something about all the drunk drivers so many Innocent ppl r losing there lives cause of drunk drivers and it needs to be put to a ... |
|
 Do i need a scooter licence in florida? |
i want a scooter and im 17 i think its a better way of getting to work.
its a BACCIO 50... |
|
 If a car is written off will the insurance still be on-going? |
| My car is to be written off by the insurance company will my contract with the insurance still be on-going and will they still charge me even if I dont have the car?... |
|
| If someone rear ends you, do you have to pay for the damages? |
Someone rear-ended me.
I called the insurance company and they said i have a $500 deductible.
Do i have to pay for my own repairs (the $500 part), when I didn't even cause ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
