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Multiple vehicle shunt - who pays?
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Multiple vehicle shunt - who pays?

If you are in a multiple shunt, is the person at the back who initially caused the accident liable for the damage to all the cars involved?


    




madbrew2000
Rating
When this happened to me, the insurer asked how many shunts I 'felt' to ascertain whether the car behind me was at fault or got catapulted into me (i was the front car). I believe the basic premise is that car a claims against b, assuming b wasn't to blame b claims his costs and you're costs against c, c then claims the whole whacking lot against d, unless c hit b and then d hit c after which muddles it somewhat. It's the car that didn't stop in time that's at fault. Presumably as you are always supposed to be able to stop in time ylou are partly to fault if you plough into the wrecked vehicles aswell.


neogriff
each individual who went into a car in front of them is liable for the damage to the car they hit. only the person at the front will not have to pay out on their insurance.


dont know much
the back one is responsible for the one he hit,then one that was hit by him is responsible for the one he hit .then the one that was hit by the one that was hit is responsible for the one that he hit.

how many was in the accident so i can give the full answer?
I have answered as if they were all male drivers but of course female drivers can be just as bad drivers if they are not concentrating.

anyway the general rule is Only a fool breaks the 2 second rule so if you are daft enough to run into the back of someone you have not left enough space........


Weatherman
Ermmm, whoever caused it is responsible, no matter if they are at the back or not.


Robins
yes, but the person who he hit, legaly should have left enough room in front. Ask A Police Officer.


Lord of the Sovereign Ring
Rating
Not necessarily.

Depends how it happened, but, basically, if a car stops suddenly, then 1 hits it in the rear, the driver who hot the stopped car is at fault and pays for the damage to the front car, and his own as he should not have been driving so close, and so it goes on, the next car to hit is also at fault, but would probably come to some agreement with the first guys insurance company over a %age of the cost for damage to the middle car.

I think, in the end, each drivers insurance would cover their oen vehicla, apart from the front guy, unless you were only 3rd party covered.

Then it gets complicated.


Bandit600
You claim off the person who hit you. It's up to there insurance to claim that the person who hit them caused their car to subsequently hit your car. Each car hit will have to claim that way but eventually the person at the back will end up paying for it.


g21ff
Rating
It is the last person to hit the back car who pays for it all. You have to keep a safe distance between you and the car in front therefore whoever goes into the very back of the very lsat car is the person at fault and therefore the person who pays the total bill!


devun
jon abrahm in dhoom





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