My 10 year old son pulled out onto the road on his bike and hit an oncoming car, do i have to pay for damage?

Champagne 7 SUSPENDED AGAIN

Of course you should pay. Her premium will be raised next year and if it wasn't her fault then why should she be out of pocket. You should teach your son how to behave on a road else next time he may not be so lucky!

sn0zb0z

You should pay. The driver did nothing wrong and your son damaged her car. You should just be lucky you aren't paying with your sons life! If I were you I'd talk to your son and go through road safety

Bong Hits 4 Jesusâ€½

You should probably pay. It is YOUR fault

Silverstang

Technically yes you do, since your son damaged the car, and the driver is seeking compensation for it.

snailhead

your son hit her just pay and feel lucky your son didn't get hurt where were you all this time?

kinky

yes

manda

yes hun it was your sons fault u will have to pay damages but i am glad he wasnt hurt x

dirty wrongen

i did this on my mountain bike when i was living at my parents. strangely, their house insurance covered it. accidental damage cover or something.....

ZZZZZZZZZZZZ

Well, since your son pulled out without looking it was his fault but he is a minor and your responsibility, therefore, it is legally your fault and you must pay.

rookethorne

This is one reason why I believe that cyclists should have insurance.

If you look at it realistically the driver could have taken you to court and sued you for the full amount, as it is, she is likely to be paying a higher premium due to her making a claim.

Out of decency - pay the excess.

winkie 692

Check your house insurance , probably covered for accidental damage.

roger.williams20@btinternet.com

You are eligible for the misdeeds of your son and I would certainly claim against you if I had been the injured party.

shjf47

If you concede the accident was the fault of your son, then you are liable for any damage to the automobile. On the other hand, if the drivers concedes the accident was his fault, the drivers insurance will pay for any damage to your son's bicycle and any injuries to your son.

Scott H

They can't make your 10-year old son pay for it. Of course you pay for it - you're responsible for your child.

Lindsay W

If it was your sons fault then yes you are liable for damages. Does your son admit fault, otherwise it's her word against his and surely his little bike can't have done that much damage if he's ok?

Good Luck

The original Peter G

While it may well be your son's fault in absolute terms it would be difficult to make you pay as long as he has had some instruction in safe cycling. Remember that as a car driver you have a responsibility to look out for other road users, especially children.
Mind that Child!!

artgrantz

All she is asking is for you to cover anything her insurance doesn't. That sounds like a good deal to me because you are responsible. Quit whining and pay the lady.

J G

I'm afraid that in the UK, in any accident involving a push bike, the motorist is automatically deemed to be at fault - it's a legal quirk which allows bikes to be used with no licence or insurance.
The decent thing to do would be to pay for the damage to her car, but if she wants to go through her insurance, she may be worse off.

Facile Princeps

No you do not have to pay her excess
YOU ARE NOT OBLIGED TO PAY HER EXCESS

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