My brother had his car stolen and he's just been told it's been found but it's been burnt out?

Chris

Well, his vehicle is a total loss, so if he has comprehensive coverage then his insurance company will work with him on that. If they know that he had unrepaired damage to his car from this other incident then they will probably deduct that from the estimate, but it won't probably impact it that much. If he did not get paid by the other insurance company he probably won't now that the car is destroyed. He's essentially not entitled to payment for that accident damage since the vehicle is a total and he'll be paid for it under that claim.

Al Inshearah

He should have bought that lucky heather from that Gypsie

Gloomyguy

He should move to a better place.

"Call me Dave"

Better hope his insurance dont find a way of wriggling out of paying, otherwise wait for a cheque for a small fraction of the vehicles value to drop through the letter box and if he did not have a protected no claims start saving for new insurance, some companies will cancel the insurance when the insured car is written off others will let it continue on a fresh vehicle.

Steve_Mcqean007

He will be held liable for the first incident between "him and another vehicle" if it is found that he is "at fault".
If the other driver is at fault then they will be held liable.
Then the insurance should pay the policy for the "vehicle worth". If the fire was indeed a crime perpetrated by an unknown.

Sounds like your brother should "slow down"

gemma g

they WILL pay out on the burnt out vehicle - they will offer him a figure at first that is lower than the amount the car is worth - they try not to have to pay out the full amount! the best thing for your brother to do is go onto the auto trader website and any websites similar to find comparables for his car for the best price he can so that he can justify refusing the first offer they give him - i think they give you up to 3 offers. get him to print out the ones that are the same as his, ie same year engine size, mileage etc so that when he does refuse and they ask him for comparables he can send them to them and then they will come back with an offer nearer to what the car is worth!! trust me it is worth spending the time to do it, we ended up getting 2k on top of what their first offer was in the end, but there was a LOT of time spent searching for cars which drives you completly insane but its worth it in the end!
tell your brother good luck!

vern47452

Depends on the type of coverage he had. Some policies only cover the other car in an accident. Hopefully he had full coverage. If not, he is probably out of luck.

zerocool

they should pay out for the fire and theft but be warned the police are going to ask for a tow company to remove it from where it is he will then be charged for the towing and subsequent storage fees, sorry for his loss, my father was broken into last Christmas whilst he was having a operation, the cheeky Lil' git then loaded everything into dad's car and drove off with about Â£4000 worth of computer,dvd's,tv's etc, his car was found burnt out the police then had it towed and stored and then the garage charged him for the towing and storing

nomad

A reputable insurance company will settle the claim
within couple of months.

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