My car doesnt have an insurance, my friend got full insurance for his car, can he drive mine car?

Bardic

If you're in the UK, there must be insurance in place for your car if it's on the highway, it matters not about your friend's insurance. In some areas uninsured cars are being seized and on occasion crushed, so you'd better get something sorted out quick!

For clarity, a car must have the "magic three" if it's on the road, including being parked. They are:

Road tax
Insurance covering third party risks
MoT (technically only if it's being "used") if it applies.

roger.williams20@btinternet.com

I am unsure about the legality of the situation but would be concerned as to whether your car has road tax but no insurance. Your friend would have third party cover only and your car would not be insured. Get some insurance cover in your own name.

dh06111

In the UK, your friend cannot drive your car without you having insurance on it. The law states that, providing your friend has the required driving extension from his own company, he may drive any other privately owned car not belonging to him or hired to him providing that the car in question is suitably insured elsewhere. Basically, you need to insure it in your name before he would be allowed to drive it using his third party liability cover provided through his company.

nipper

Fred C

No, uninsured vehicles are not allowed on the road.

happyliberal

In order to be on the road your car needs to be taxed, MOTd and insured. While your friend may have 3rd party cover to drive any vehicle he can't drive yours unless it is legally on the road

gary t

most insurers will allow him to drive it only if YOU had insurance if you didn't have insurance they might not let him

Fifi

No, I the car isnt legal without insurance.
He needs to be put on your policy - which you need to get of course.

Dale (aka drc40m)

Little Miss Sunshine

He will need to check his policy. Most insurance does cover you to drive other vehicles with the owner's permission, but some don't - so check before he drives your car!

gert

check the small print on his documents it should tell you on there if he is covered to drive any other car. If you cant see anywhere that it does then he wont be covered, If in doubt DONT drive it get the bus or walk lol!

nobbo

No, the car has to be insured to be on the road

skigator93

No - autoinsurance covers the car, not the driver.

ktlove

is it registered?
you cant have a vehicle registered without having it insured, or you will loose your license. you cant drive it without license plates or tags.
dont tell me it has plates, but not insurance, if so, only takes 30 days for them to suspend your license.
if its not registered, and not insured, without tags you cant drive it on the street.
do you really think someone can just drive anything they want because they have full coverage on their own car?

tugboat

no,get him to tow you then you can.

Prince of Tides

Yes He certainly can as long as it is taxed!

Dance Maniac

Yes he can as long as he has full coverage. Full coverage covers both the driver's liability as well as collision. however, it is probably not a good idea for him to drive your car since it is not insured, but legally yes he can drive it because he is insured.

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