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My car has been declared a class c write off which means it can repaired. but now nobody will insure me why?
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My car has been declared a class c write off which means it can repaired. but now nobody will insure me why?



    




ach
Many insurers just won't insure a written off vehicle, full stop. Also you should bear in mind that insurers consider a CAT C write off as possibly having structural damage. Whereas a CAT D write off is cosmetic only but deemed not economic to repair.


Scouse
Rating
I had an old ford Fiesta which was written off. I bought it back from the insurers had it repaired got an engineers report ( I think the insurer nominated him) and they reinsured it


david d
Rating
What kind of insurance ? Full coverage or just liability ? They can't know your car was repaired to be as good as new so full coverage may be hard to get. Liability should be easy. I have had a few cars that were written off, put back on the road with salvage titles and I never had a problem getting liability insurance.


Bardic
Vehicles categorised as A, B or C require a VIC test before the DVLA will issue a new registration document. This will then be noted on the V5C. See www.dvla.gov.uk for more information on VIC testing.
Have you done this?


oklatom
Lie about it, like suggested in one answer, and you will be guilty of insurance fraud. Many insurance companies don't like vehicles with a salvage title, others don't really care, but in the case of total loss will only give you 30 to 50% of a normal market value. Shop around, you will find someone willing to take you.


MICKY T
I think it needs a V.I.C. check first.
I'm not sure but I think the vehicle needs to be inspected by VOSA, they then give the go ahead for you to reapply for a log book at the DVLA,which when it arrives will be marked as being involved in an R.T.A.
Until then I don't think your going to get anywhere,its the way the industrie works now.
Try ringing your nearest VOSA office for advice


welcome news
Rating
Because you are not asking the right people.

Go and see an insurance broker and get some professional advice.


mistysomers
Rating
because you are being to honest in the answers you are giving to the insurance company * have you had any accidents or claims in the last five years answer NO





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